Citizens Holding Company
General ticker "CIZN" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $50.7M
Citizens Holding Company follows the US Stock Market performance with the rate: 40.6%.
Estimated limits based on current volatility of 2.9%: low 9.00$, high 9.55$
Factors to consider:
- Company pays dividends: last record date 2024-12-16, amount 0.16$ (Y6.74%)
- Company does not operate outside US (retrieved using AI)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [5.69$, 10.02$]
- 2024-12-30 to 2025-12-30 estimated range: [5.81$, 9.93$]
Financial Metrics affecting the CIZN estimates:
- Positive: 0.10 < Non-GAAP EPS, $ of 0.33
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.13
- Positive: 7.18 < Operating cash flow per share per price, % of 10.80
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
- Positive: -3.48 < Investing cash flow per share, $ of -1.75
- Negative: Interest expense per share, $ of 3.46 > 0.74
Short-term CIZN quotes
Long-term CIZN plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $50.70MM | $44.97MM | $37.66MM |
| Operating Expenses | $41.77MM | $28.67MM | $37.66MM |
| Operating Income | $8.93MM | $16.29MM | $0.00MM |
| Non-Operating Income | $0.00MM | $-4.79MM | $1.78MM |
| Interest Expense | $5.01MM | $4.79MM | $19.41MM |
| Income(Loss) | $8.93MM | $11.50MM | $1.78MM |
| Taxes | $1.43MM | $1.88MM | $-0.07MM |
| Profit(Loss) | $7.49MM | $9.62MM | $1.85MM |
| Stockholders Equity | $105.90MM | $39.02MM | $42.77MM |
| Inventory | $0.00MM | $0.00MM | $5.23MM |
| Assets | $1,361.31MM | $1,324.00MM | $1,404.60MM |
| Operating Cash Flow | $17.49MM | $13.76MM | $5.52MM |
| Capital expenditure | $2.60MM | $2.64MM | $0.72MM |
| Investing Cash Flow | $98.62MM | $-88.35MM | $-9.79MM |
| Financing Cash Flow | $-79.18MM | $23.95MM | $70.14MM |
| Earnings Per Share* | $1.34 | $1.73 | $0.33 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.