American Business Bank
General ticker "AMBZ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $436.6M (TTM average)
American Business Bank follows the US Stock Market performance with the rate: 61.2%.
Estimated limits based on current volatility of 0.8%: low 61.78$, high 62.77$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-10, amount 0.25$ (Y1.60%)
- Current price 21.4% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [39.90$, 51.49$]
- 2025-12-31 to 2026-12-31 estimated range: [41.23$, 54.00$]
Financial Metrics affecting the AMBZ estimates:
- Negative: with PPE of 9.4 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 36.17 > 18.64
- Positive: Operating cash flow per share per price, % of 14.38 > 13.24
- Negative: Shareholder equity ratio, % of 8.77 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.06
- Positive: Interest expense per share per price, % of 0 <= 0.01
- Negative: Investing cash flow per share per price, % of -22.50 <= -14.38
Short-term AMBZ quotes
Long-term AMBZ plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $134.47MM | $167.98MM | $183.26MM |
| Operating Expenses | $67.95MM | $107.26MM | $116.98MM |
| Operating Income | $66.52MM | $60.71MM | $66.28MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-6.09MM |
| Interest Expense | $2.69MM | $37.21MM | $0.00MM |
| Income(Loss) | $66.52MM | $60.71MM | $60.18MM |
| Taxes | $17.96MM | $16.75MM | $16.90MM |
| Profit(Loss)* | $48.56MM | $43.97MM | $43.28MM |
| Stockholders Equity | $254.45MM | $314.05MM | $354.78MM |
| Assets | $3,840.76MM | $3,902.72MM | $4,044.87MM |
| Operating Cash Flow | $65.33MM | $57.72MM | $57.87MM |
| Capital expenditure | $0.80MM | $0.54MM | $1.84MM |
| Investing Cash Flow | $-212.35MM | $-51.23MM | $-90.56MM |
| Financing Cash Flow | $-45.28MM | $0.09MM | $91.15MM |
| Earnings Per Share** | $5.34 | $4.78 | $4.67 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.