Yiren Digital Ltd. (ADR)

General ticker "YRD" information:

  • Sector: Financials
  • Industry: Financial - Credit Services
  • Capitalization: $300.3M (TTM average)

Yiren Digital Ltd. (ADR) does not follow the US Stock Market performance with the rate: -31.6%.

Estimated limits based on current volatility of 12.8%: low 0.55$, high 0.81$

Factors to consider:

  • Total employees count: 981 (+3.4%) as of 2025
  • Current price 83.1% below estimated low
  • Earnings for 18 months up through Q2 (+1 year) are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [3.95$, 6.32$]
  • 2025-12-31 to 2026-12-31 estimated range: [4.46$, 7.00$]

Financial Metrics affecting the YRD estimates:

  • Positive: with PPE of 1.9 at the end of fiscal year the price was neutral
  • Positive: Operating cash flow per share per price, % of 46.95 > 24.19
  • Positive: 22.58 < Operating profit margin, % of 28.37
  • Positive: 11.51 < Industry operating cash flow per share per price (median), % of 11.84
  • Positive: Inventory ratio change, % of 0.93 <= 1.34
  • Positive: 69.38 < Shareholder equity ratio, % of 73.50 <= 81.92
  • Positive: Return on assets ratio (scaled to [-100,100]) of 10.87 > 10.70
  • Positive: 3.58 < Industry earnings per price (median), % of 5.02

Similar symbols

Short-term YRD quotes

Long-term YRD plot with estimates

Financial data

YTD 2023-12-31 2024-12-31
Operating Revenue CNY4,895.63MM CNY5,805.90MM
Operating Expenses CNY2,300.85MM CNY4,158.84MM
Operating Income CNY2,594.78MM CNY1,647.06MM
Non-Operating Income CNY50.58MM CNY214.86MM
R&D Expense CNY148.75MM CNY411.88MM
Income(Loss) CNY2,645.36MM CNY1,861.92MM
Taxes CNY565.16MM CNY279.18MM
Net Income(Loss)* CNY2,080.20MM CNY1,582.30MM
Stockholders Equity CNY8,085.55MM CNY9,542.43MM
Assets CNY10,276.92MM CNY12,982.70MM
Operating Cash Flow CNY2,171.01MM CNY1,424.08MM
Capital expenditure CNY4.44MM CNY9.19MM
Investing Cash Flow CNY100.05MM CNY-3,113.11MM
Financing Cash Flow CNY-569.28MM CNY-277.23MM
Earnings Per Share** CNY23.54 CNY18.27
Ordinary share to ADR 1.00x 1.00x

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.