Yiren Digital Ltd. (ADR)

General ticker "YRD" information:

  • Sector: Financials
  • Industry: Financial - Credit Services
  • Capitalization: $258.9M (TTM average)

Yiren Digital Ltd. (ADR) does not follow the US Stock Market performance with the rate: -19.0%.

Estimated limits based on current volatility of 2.5%: low 3.69$, high 3.87$

Factors to consider:

  • Earnings expected soon, date: 2026-03-19 bmo
  • Company pays dividends (semi-annually): last record date 2025-09-30, amount 0.20$ (Y10.55%)
  • Total employees count: 911 as of 2016
  • Current price 14.2% below estimated low
  • Earnings for 9 months up through Q3 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [3.91$, 6.29$]
  • 2025-12-31 to 2026-12-31 estimated range: [4.42$, 6.96$]

Financial Metrics affecting the YRD estimates:

  • Positive: with PPE of 1.9 at the end of fiscal year the price was very low
  • Positive: Operating cash flow per share per price, % of 47.46 > 12.96
  • Positive: Operating profit margin, % of 28.37 > 18.38
  • Positive: 0.23 < Industry earnings per price (median), % of 4.12
  • Negative: Shareholder equity ratio, % of 73.50 > 64.29
  • Positive: Industry operating cash flow per share per price (median), % of 11.84 > 10.29

Similar symbols

Short-term YRD quotes

Long-term YRD plot with estimates

Financial data

YTD 2023-12-31 2024-12-31
Operating Revenue CNY4,895.63MM CNY5,805.90MM
Operating Expenses CNY2,300.85MM CNY4,158.84MM
Operating Income CNY2,594.78MM CNY1,647.06MM
Non-Operating Income CNY50.58MM CNY214.86MM
R&D Expense CNY148.75MM CNY411.88MM
Income(Loss) CNY2,645.36MM CNY1,861.92MM
Taxes CNY565.16MM CNY279.18MM
Profit(Loss)* CNY2,080.20MM CNY1,582.30MM
Stockholders Equity CNY8,085.55MM CNY9,542.43MM
Assets CNY10,276.92MM CNY12,982.70MM
Operating Cash Flow CNY2,171.01MM CNY1,424.08MM
Capital expenditure CNY4.44MM CNY9.19MM
Investing Cash Flow CNY100.05MM CNY-3,113.11MM
Financing Cash Flow CNY-569.28MM CNY-277.23MM
Earnings Per Share** CNY23.54 CNY18.27
Ordinary share to ADR 1.00x 1.00x

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.