Usio, Inc.
General ticker "USIO" information:
- Sector: Financials
- Industry: Financial Services
- Capitalization: $42.3M (TTM average)
Usio, Inc. follows the US Stock Market performance with the rate: 3.9%.
Estimated limits based on current volatility of 1.6%: low 1.40$, high 1.44$
Factors to consider:
- Total employees count: 126 as of 2023
- Top business risk factors: Loss of key resellers, Cybersecurity threats, Market risks in new markets, Catastrophic events, System defects/errors
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [0.78$, 1.68$]
- 2025-12-31 to 2026-12-31 estimated range: [0.77$, 1.65$]
Financial Metrics affecting the USIO estimates:
- Positive: with PPE of -196.1 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of -1.74
- Positive: 6.82 < Operating cash flow per share per price, % of 7.69
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.99
- Positive: -8.75 < Industry operating profit margin (median), % of 0.31
- Positive: -4.48 < Investing cash flow per share per price, % of -2.51
- Negative: Shareholder equity ratio, % of 17.87 <= 18.93
- Negative: Industry inventory ratio change (median), % of 0.43 > 0.28
Short-term USIO quotes
Long-term USIO plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $69.43MM | $82.59MM | $82.93MM |
| Operating Expenses | $74.64MM | $84.51MM | $84.40MM |
| Operating Income | $-5.21MM | $-1.92MM | $-1.47MM |
| Non-Operating Income | $0.01MM | $1.74MM | $2.15MM |
| Interest Expense | $0.00MM | $0.01MM | $0.05MM |
| Income(Loss) | $-5.20MM | $-0.18MM | $0.68MM |
| Taxes | $0.56MM | $0.59MM | $-2.63MM |
| Profit(Loss)* | $-5.48MM | $-0.48MM | $3.31MM |
| Stockholders Equity | $13.93MM | $15.07MM | $19.16MM |
| Inventory | $0.51MM | $0.42MM | $0.40MM |
| Assets | $97.91MM | $106.93MM | $107.21MM |
| Operating Cash Flow | $-17.04MM | $14.92MM | $2.90MM |
| Capital expenditure | $0.81MM | $0.83MM | $0.99MM |
| Investing Cash Flow | $-0.81MM | $-0.83MM | $-0.94MM |
| Financing Cash Flow | $-1.40MM | $-0.51MM | $-5.14MM |
| Earnings Per Share** | $-0.27 | $-0.02 | $0.12 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.