Territorial Bancorp Inc
General ticker "TBNK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $78.6M (TTM average)
Territorial Bancorp Inc follows the US Stock Market performance with the rate: 51.0%.
Estimated limits based on current volatility of 1.0%: low 8.31$, high 8.48$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-02-14, amount 0.01$ (Y0.48%)
- Company does not operate outside North America (retrieved using AI)
- Price in estimated range
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [7.18$, 11.41$]
- 2024-12-30 to 2025-12-30 estimated range: [8.13$, 12.69$]
Financial Metrics affecting the TBNK estimates:
- Positive: 0.04 < Non-GAAP EPS, $ of 0.58
- Positive: 8.42 < Operating profit margin, % of 15.16
- Positive: Industry operating cash flow per share per price (median), % of 12.20 > 9.90
- Positive: -1.22 < Return on assets ratio (scaled to [-100,100]) of 0.22
- Negative: Operating cash flow per share per price, % of 10.20 <= 12.74
- Positive: Industry inventory ratio change (median), % of -31.50 <= -0.27
- Negative: Interest expense per share, $ of 3.06 > 0.67
Short-term TBNK quotes
Long-term TBNK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $60.50MM | $59.70MM | $45.10MM |
| Operating Expenses | $36.69MM | $37.65MM | $38.27MM |
| Operating Income | $23.80MM | $22.05MM | $6.84MM |
| Non-Operating Income | $0.00MM | $-0.58MM | $0.00MM |
| Interest Expense | $6.28MM | $7.21MM | $26.46MM |
| Income(Loss) | $23.80MM | $21.47MM | $6.84MM |
| Taxes | $6.37MM | $5.32MM | $1.81MM |
| Profit(Loss)* | $17.43MM | $16.16MM | $5.03MM |
| Stockholders Equity | $256.32MM | $256.55MM | $251.09MM |
| Inventory | $17.45MM | $0.61MM | $0.00MM |
| Assets | $2,130.60MM | $2,169.59MM | $2,236.67MM |
| Operating Cash Flow | $12.52MM | $16.67MM | $8.26MM |
| Capital expenditure | $0.36MM | $4.71MM | $0.69MM |
| Investing Cash Flow | $-283.01MM | $-95.25MM | $16.87MM |
| Financing Cash Flow | $6.80MM | $19.28MM | $60.98MM |
| Earnings Per Share** | $1.92 | $1.82 | $0.58 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.