Sezzle Inc.
General ticker "SEZL" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $2.9B (TTM average)
Sezzle Inc. follows the US Stock Market performance with the rate: 55.7%.
Estimated limits based on current volatility of 1.3%: low 116.62$, high 121.08$
Factors to consider:
- Total employees count: 201 (-50.7%) as of 2025
- Top business risk factors: Liquidity and credit risks, Regulatory and compliance, Market competition, Cybersecurity threats, Customer retention
- Current price 39.0% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [37.53$, 84.43$]
- 2026-12-31 to 2027-12-31 estimated range: [31.18$, 71.23$]
Financial Metrics affecting the SEZL estimates:
- Positive: with PPE of 19.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 39.26 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 8.87
- Negative: Investing cash flow per share per price, % of -7.67 <= -7.11
- Negative: Industry operating profit margin (median), % of 18.97 <= 26.54
- Negative: 42.26 < Shareholder equity ratio, % of 42.43 <= 49.86
- Negative: 1.34 < Inventory ratio change, % of 1.51
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Positive: Interest expense per share per price, % of 0.59 <= 0.75
Short-term SEZL quotes
Long-term SEZL plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $159.36MM | $271.13MM | $450.28MM |
| Operating Expenses | $137.16MM | $188.88MM | $273.49MM |
| Operating Income | $22.20MM | $82.25MM | $176.79MM |
| Non-Operating Income | $-14.49MM | $-14.93MM | $-13.90MM |
| Interest Expense | $15.97MM | $13.76MM | $14.02MM |
| Income(Loss) | $7.71MM | $67.32MM | $162.89MM |
| Taxes | $0.61MM | $-11.21MM | $29.76MM |
| Net Income(Loss)* | $7.10MM | $78.52MM | $133.13MM |
| Stockholders Equity | $22.09MM | $87.83MM | $169.81MM |
| Assets | $212.65MM | $298.37MM | $400.23MM |
| Operating Cash Flow | $-25.69MM | $40.90MM | $209.91MM |
| Capital expenditure | $1.37MM | $1.46MM | $1.55MM |
| Investing Cash Flow | $-1.37MM | $-1.46MM | $-181.57MM |
| Financing Cash Flow | $28.22MM | $-10.37MM | $-25.41MM |
| Earnings Per Share** | $0.21 | $2.19 | $3.93 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.