River Financial Corporation
General ticker "RVRF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $249.8M (TTM average)
River Financial Corporation follows the US Stock Market performance with the rate: 36.0%.
Estimated limits based on current volatility of 0.1%: low 37.97$, high 38.06$
Factors to consider:
- Company pays dividends (irregularly): last record date 2025-02-14, amount 0.54$ (Y1.42%)
- Total employees count: 354 (+4.7%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Geographic concentration, Cybersecurity threats, Economic downturns and volatility, Acquisition/divestiture risks, Depositor concentration
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [28.89$, 39.89$]
- 2025-12-31 to 2026-12-31 estimated range: [28.57$, 40.25$]
Financial Metrics affecting the RVRF estimates:
- Positive: with PPE of 7.8 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 22.17 > 18.64
- Positive: Operating cash flow per share per price, % of 15.27 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 6.34 <= 18.93
- Negative: Investing cash flow per share per price, % of -98.17 <= -14.38
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
Short-term RVRF quotes
Long-term RVRF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $101.11MM | $152.86MM | $185.52MM |
| Operating Expenses | $65.24MM | $119.27MM | $144.40MM |
| Operating Income | $35.88MM | $33.59MM | $41.12MM |
| Interest Expense | $9.98MM | $52.95MM | $75.66MM |
| Income(Loss) | $35.88MM | $33.59MM | $41.12MM |
| Taxes | $7.95MM | $6.85MM | $9.80MM |
| Profit(Loss)* | $27.93MM | $26.74MM | $31.32MM |
| Stockholders Equity | $134.03MM | $198.34MM | $227.06MM |
| Assets | $2,833.38MM | $3,235.25MM | $3,582.21MM |
| Operating Cash Flow | $47.47MM | $24.40MM | $36.73MM |
| Capital expenditure | $5.54MM | $7.88MM | $3.68MM |
| Investing Cash Flow | $-513.48MM | $-391.52MM | $-236.12MM |
| Financing Cash Flow | $478.87MM | $364.84MM | $312.58MM |
| Earnings Per Share** | $4.21 | $3.84 | $4.09 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.