Root, Inc.
General ticker "ROOT" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $1.0B (TTM average)
Root, Inc. does not follow the US Stock Market performance with the rate: -1.6%.
Estimated limits based on current volatility of 1.7%: low 49.14$, high 50.84$
Factors to consider:
- Total employees count: 1256 (+23.0%) as of 2025
- Top business risk factors: History of losses, Profitability, Economic downturns and volatility, Acquisition/divestiture risks, Market competition
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [52.21$, 102.51$]
- 2026-12-31 to 2027-12-31 estimated range: [44.67$, 89.64$]
Financial Metrics affecting the ROOT estimates:
- Positive: with PPE of 31.7 at the end of fiscal year the price was neutral
- Positive: 15.29 < Operating cash flow per share per price, % of 18.11
- Positive: 0.56 < Operating profit margin, % of 4.07
- Negative: 1.34 < Inventory ratio change, % of 1.50
- Negative: 12.78 < Shareholder equity ratio, % of 16.98 <= 25.20
- Negative: 1.42 < Interest expense per share per price, % of 1.84
- Negative: Investing cash flow per share per price, % of -8.04 <= -7.11
- Negative: Industry operating profit margin (median), % of 13.64 <= 14.78
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 16.44
Short-term ROOT quotes
Long-term ROOT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $455.00MM | $1,176.50MM | $1,517.10MM |
| Operating Expenses | $556.30MM | $1,098.00MM | $1,455.30MM |
| Operating Income | $-101.30MM | $78.50MM | $61.80MM |
| Non-Operating Income | $-46.10MM | $-47.60MM | $-21.00MM |
| Interest Expense | $46.10MM | $42.20MM | $21.00MM |
| R&D Expense | $44.80MM | $53.30MM | $53.10MM |
| Income(Loss) | $-147.40MM | $30.90MM | $40.80MM |
| Taxes | $0.00MM | $0.00MM | $0.50MM |
| Net Income(Loss)* | $-147.40MM | $30.90MM | $40.30MM |
| Stockholders Equity | $165.70MM | $203.70MM | $284.30MM |
| Assets | $1,347.70MM | $1,495.70MM | $1,674.50MM |
| Operating Cash Flow | $-33.60MM | $195.70MM | $206.50MM |
| Capital expenditure | $9.40MM | $11.80MM | $14.10MM |
| Investing Cash Flow | $-45.70MM | $-154.40MM | $-91.70MM |
| Financing Cash Flow | $-4.10MM | $-120.70MM | $-25.20MM |
| Earnings Per Share** | $-10.24 | $2.07 | $2.60 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.