Root, Inc.
General ticker "ROOT" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $1.4B (TTM average)
Root, Inc. does not follow the US Stock Market performance with the rate: -20.7%.
Estimated limits based on current volatility of 4.3%: low 51.95$, high 56.59$
Factors to consider:
- Total employees count: 1021 (+50.1%) as of 2024
- Top business risk factors: High operating expenses and loan repayment, IT system disruptions, Labor/talent shortage/retention, Market expansion difficulties, Market competition
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [49.97$, 99.67$]
- 2026-12-31 to 2027-12-31 estimated range: [42.77$, 86.95$]
Financial Metrics affecting the ROOT estimates:
- Negative: with PPE of 32.0 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 17.95 > 12.90
- Positive: -5.39 < Operating profit margin, % of 4.07
- Positive: 1.81 < Return on assets ratio (scaled to [-100,100]) of 2.35
- Positive: Interest expense per share per price, % of 1.83 <= 3.31
- Negative: Investing cash flow per share per price, % of -7.97 <= -4.41
- Positive: Shareholder equity ratio, % of 16.98 <= 19.24
Short-term ROOT quotes
Long-term ROOT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $455.00MM | $1,176.50MM | $1,517.10MM |
| Operating Expenses | $556.30MM | $1,098.00MM | $1,455.30MM |
| Operating Income | $-101.30MM | $78.50MM | $61.80MM |
| Non-Operating Income | $-46.10MM | $-47.60MM | $-21.00MM |
| Interest Expense | $46.10MM | $42.20MM | $21.00MM |
| R&D Expense | $44.80MM | $53.30MM | $53.10MM |
| Income(Loss) | $-147.40MM | $30.90MM | $40.80MM |
| Taxes | $0.00MM | $0.00MM | $0.50MM |
| Net Income(Loss)* | $-147.40MM | $30.90MM | $40.30MM |
| Stockholders Equity | $165.70MM | $203.70MM | $284.30MM |
| Assets | $1,347.70MM | $1,495.70MM | $1,674.50MM |
| Operating Cash Flow | $-33.60MM | $195.70MM | $206.50MM |
| Capital expenditure | $9.40MM | $11.80MM | $14.10MM |
| Investing Cash Flow | $-45.70MM | $-154.40MM | $-91.70MM |
| Financing Cash Flow | $-4.10MM | $-120.70MM | $-25.20MM |
| Earnings Per Share** | $-10.24 | $2.07 | $2.60 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.