Reinsurance Group of America, Incorporated
General ticker "RGA" information:
- Sector: Financials
- Industry: Insurance - Reinsurance
- Capitalization: $13.5B (TTM average)
Reinsurance Group of America, Incorporated follows the US Stock Market performance with the rate: 47.8%.
Estimated limits based on current volatility of 1.4%: low 245.27$, high 252.09$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-18, amount 0.98$ (Y1.57%)
- Total employees count: 4300 (+4.9%) as of 2025
- North and South America accounted for 33.9% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Insurance risks, Investment losses, Regulatory and compliance, Liquidity and credit risks, Operational and conduct risks
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [184.26$, 262.51$]
- 2026-12-31 to 2027-12-31 estimated range: [193.16$, 276.14$]
Financial Metrics affecting the RGA estimates:
- Negative: with PPE of 8.4 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 30.12 > 24.19
- Positive: 5.41 < Industry operating profit margin (median), % of 7.10
- Positive: 4.60 < Operating profit margin, % of 6.76
- Positive: 7.04 < Shareholder equity ratio, % of 8.60 <= 12.78
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.75
- Positive: Inventory ratio change, % of 0 <= 0
Short-term RGA quotes
Long-term RGA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18,567.00MM | $22,107.00MM | $22,791.00MM |
| Operating Expenses | $17,407.00MM | $21,127.00MM | $21,251.00MM |
| Operating Income | $1,160.00MM | $980.00MM | $1,540.00MM |
| Interest Expense | $1,121.00MM | $304.00MM | $2,001.00MM |
| Income(Loss) | $1,160.00MM | $980.00MM | $1,540.00MM |
| Taxes | $251.00MM | $256.00MM | $351.00MM |
| Net Income(Loss)* | $902.00MM | $717.00MM | $1,182.00MM |
| Stockholders Equity | $9,081.00MM | $10,816.00MM | $13,461.00MM |
| Assets | $97,623.00MM | $118,675.00MM | $156,590.00MM |
| Operating Cash Flow | $4,044.00MM | $9,370.00MM | $4,091.00MM |
| Investing Cash Flow | $-4,066.00MM | $-12,545.00MM | $-12,094.00MM |
| Financing Cash Flow | $78.00MM | $3,661.00MM | $8,798.00MM |
| Earnings Per Share** | $13.44 | $10.90 | $17.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.