Reinsurance Group of America, Incorporated
General ticker "RGA" information:
- Sector: Financials
- Industry: Insurance - Reinsurance
- Capitalization: $13.1B (TTM average)
Reinsurance Group of America, Incorporated follows the US Stock Market performance with the rate: 41.9%.
Estimated limits based on current volatility of 1.0%: low 219.67$, high 223.94$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-11, amount 0.93$ (Y1.66%)
- Total employees count: 4100 as of 2024
- North and South America accounted for 34.0% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Catastrophic events, Mortality and morbidity risk, Customer dependency, Data accuracy risks, Geopolitical risks
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [172.80$, 253.34$]
- 2025-12-31 to 2026-12-31 estimated range: [172.86$, 255.96$]
Financial Metrics affecting the RGA estimates:
- Negative: with PPE of 9.3 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 68.02 > 12.98
- Positive: -4.66 < Operating profit margin, % of 4.45
- Positive: Industry operating cash flow per share per price (median), % of 29.32 > 10.30
- Negative: Shareholder equity ratio, % of 9.11 <= 19.59
- Positive: 3.02 < Industry operating profit margin (median), % of 4.71
- Positive: Interest expense per share per price, % of 2.21 <= 3.31
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry earnings per price (median), % of 0 <= 0
- Positive: -3.39 < Return on assets ratio (scaled to [-100,100]) of 0.61
Short-term RGA quotes
Long-term RGA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $15,053.00MM | $17,518.00MM | $22,043.00MM |
| Operating Expenses | $14,335.00MM | $16,358.00MM | $21,063.00MM |
| Operating Income | $718.00MM | $1,160.00MM | $980.00MM |
| Interest Expense | $873.00MM | $1,121.00MM | $304.00MM |
| Income(Loss) | $718.00MM | $1,160.00MM | $980.00MM |
| Taxes | $197.00MM | $251.00MM | $256.00MM |
| Profit(Loss)* | $517.00MM | $902.00MM | $717.00MM |
| Stockholders Equity | $7,081.00MM | $9,081.00MM | $10,816.00MM |
| Assets | $84,904.00MM | $97,623.00MM | $118,675.00MM |
| Operating Cash Flow | $1,343.00MM | $4,044.00MM | $9,370.00MM |
| Capital expenditure | $25.00MM | $0.00MM | $0.00MM |
| Investing Cash Flow | $-5,688.00MM | $-4,066.00MM | $-12,545.00MM |
| Financing Cash Flow | $4,436.00MM | $78.00MM | $3,661.00MM |
| Earnings Per Share** | $7.64 | $13.44 | $10.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.