PRA Group, Inc.
General ticker "PRAA" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $692.7M (TTM average)
PRA Group, Inc. follows the US Stock Market performance with the rate: 9.8%.
Estimated limits based on current volatility of 1.7%: low 16.23$, high 16.78$
Factors to consider:
- Total employees count: 3115 as of 2024
- US accounted for 53.3% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Economic downturns and volatility, Cybersecurity threats, Third-party risks, Operational and conduct risks, Geopolitical risks
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [17.46$, 27.34$]
- 2025-12-31 to 2026-12-31 estimated range: [17.25$, 27.26$]
Financial Metrics affecting the PRAA estimates:
- Positive: with PPE of 13.1 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 30.23 > 18.33
- Negative: Operating cash flow per share per price, % of -11.55 <= 0.04
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.14
- Positive: Industry operating profit margin (median), % of 15.11 > 9.53
- Positive: 19.35 < Shareholder equity ratio, % of 23.02 <= 42.53
- Negative: Interest expense per share per price, % of 10.83 > 3.31
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term PRAA quotes
Long-term PRAA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $966.52MM | $815.50MM | $1,123.83MM |
| Operating Expenses | $680.72MM | $715.00MM | $784.09MM |
| Operating Income | $285.80MM | $100.49MM | $339.73MM |
| Non-Operating Income | $-131.02MM | $-183.38MM | $-230.13MM |
| Interest Expense | $51.70MM | $74.76MM | $88.73MM |
| Income(Loss) | $154.78MM | $-82.89MM | $109.61MM |
| Taxes | $36.79MM | $-16.13MM | $21.03MM |
| Profit(Loss)* | $117.15MM | $-83.48MM | $70.60MM |
| Stockholders Equity | $1,227.66MM | $1,167.11MM | $1,135.03MM |
| Assets | $4,175.67MM | $4,525.35MM | $4,931.15MM |
| Operating Cash Flow | $21.59MM | $-97.53MM | $-94.59MM |
| Capital expenditure | $13.25MM | $2.89MM | $4.04MM |
| Investing Cash Flow | $120.45MM | $-234.86MM | $-382.47MM |
| Financing Cash Flow | $-121.34MM | $355.30MM | $490.84MM |
| Earnings Per Share** | $2.96 | $-2.13 | $1.79 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.