Peoples Financial Corporation
General ticker "PFBX" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $90.2M (TTM average)
Peoples Financial Corporation follows the US Stock Market performance with the rate: 33.6%.
Estimated limits based on current volatility of 0.0%: low 20.25$, high 20.25$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-06-11, amount 0.18$ (Y1.78%)
- Total employees count: 140 (+3.7%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Real estate market risks, Economic downturns and volatility, Market competition, Inflationary pressures
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.01$, 19.74$]
- 2025-12-31 to 2026-12-31 estimated range: [12.89$, 18.70$]
Financial Metrics affecting the PFBX estimates:
- Positive: with PPE of 4.1 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 21.24 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: Shareholder equity ratio, % of 10.82 <= 18.93
- Negative: Operating cash flow per share per price, % of 6.77 <= 6.82
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.54
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term PFBX quotes
Long-term PFBX plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $30.10MM | $38.90MM | $39.45MM |
| Operating Expenses | $23.59MM | $27.61MM | $31.07MM |
| Operating Income | $6.51MM | $11.29MM | $8.38MM |
| Interest Expense | $2.16MM | $6.16MM | $9.64MM |
| Income(Loss) | $6.51MM | $11.29MM | $8.38MM |
| Taxes | $-2.43MM | $2.12MM | $-13.32MM |
| Profit(Loss)* | $8.94MM | $9.17MM | $21.70MM |
| Stockholders Equity | $55.19MM | $69.28MM | $90.00MM |
| Assets | $861.64MM | $797.74MM | $831.85MM |
| Operating Cash Flow | $7.91MM | $9.05MM | $6.03MM |
| Capital expenditure | $2.17MM | $2.54MM | $0.98MM |
| Investing Cash Flow | $-104.23MM | $62.38MM | $68.01MM |
| Financing Cash Flow | $79.16MM | $-81.47MM | $10.91MM |
| Earnings Per Share** | $1.91 | $1.96 | $4.66 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.