PB Financial Corporation
General ticker "PBNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $141.6M (TTM average)
PB Financial Corporation follows the US Stock Market performance with the rate: 46.9%.
Estimated limits based on current volatility of 0.2%: low 54.06$, high 54.31$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-12, amount 0.60$ (Y4.44%)
- Current price 22.4% above estimated high
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [31.72$, 45.12$]
- 2024-12-30 to 2025-12-30 estimated range: [30.45$, 44.14$]
Financial Metrics affecting the PBNC estimates:
- Negative: with PPE of 6.8 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 32.98 > 18.64
- Positive: Operating cash flow per share per price, % of 16.45 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 23.49 > 9.92
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.40
Short-term PBNC quotes
Long-term PBNC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $28.20MM | $36.74MM | $54.24MM |
| Operating Expenses | $15.59MM | $18.44MM | $36.35MM |
| Operating Income | $12.61MM | $18.30MM | $17.89MM |
| Interest Expense | $5.46MM | $7.58MM | $22.68MM |
| Income(Loss) | $12.61MM | $18.30MM | $17.89MM |
| Taxes | $2.79MM | $4.04MM | $3.97MM |
| Profit(Loss)* | $9.82MM | $14.25MM | $13.92MM |
| Stockholders Equity | $65.27MM | $67.41MM | $87.53MM |
| Assets | $701.42MM | $849.17MM | $982.39MM |
| Operating Cash Flow | $10.81MM | $15.05MM | $15.02MM |
| Capital expenditure | $0.07MM | $0.05MM | $0.25MM |
| Investing Cash Flow | $-134.53MM | $-173.94MM | $-136.50MM |
| Financing Cash Flow | $105.32MM | $141.27MM | $115.42MM |
| Earnings Per Share** | $4.47 | $6.42 | $5.98 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.