Private Bancorp of America, Inc.
General ticker "PBAM" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $426.6M (TTM average)
Private Bancorp of America, Inc. follows the US Stock Market performance with the rate: 58.2%.
Estimated limits based on current volatility of 1.3%: low 84.42$, high 86.70$
Factors to consider:
- Current price 21.2% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [51.72$, 70.18$]
- 2026-12-31 to 2027-12-31 estimated range: [52.17$, 71.47$]
Financial Metrics affecting the PBAM estimates:
- Positive: with PPE of 8.3 at the end of fiscal year the price was neutral
- Positive: 22.71 < Operating profit margin, % of 33.56
- Positive: 11.28 < Operating cash flow per share per price, % of 13.65
- Positive: 0.77 < Return on assets ratio (scaled to [-100,100]) of 1.58
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 14.46 < Industry operating profit margin (median), % of 24.03
- Positive: 5.99 < Shareholder equity ratio, % of 10.41 <= 12.29
Short-term PBAM quotes
Long-term PBAM plot with estimates
Financial data
| YTD | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Operating Revenue | $265.44MM | $172.31MM |
| Operating Expenses | $213.15MM | $114.48MM |
| Operating Income | $52.29MM | $57.83MM |
| Non-Operating Income | $-1.76MM | $0.00MM |
| Interest Expense | $54.34MM | $47.15MM |
| Income(Loss) | $50.53MM | $57.83MM |
| Taxes | $14.71MM | $17.17MM |
| Net Income(Loss)* | $35.54MM | $40.33MM |
| Stockholders Equity | $223.53MM | $263.96MM |
| Assets | $2,430.02MM | $2,535.06MM |
| Operating Cash Flow | $37.36MM | $44.93MM |
| Capital expenditure | $1.51MM | $1.55MM |
| Investing Cash Flow | $-281.20MM | $-120.39MM |
| Financing Cash Flow | $229.62MM | $66.60MM |
| Earnings Per Share** | $6.24 | $7.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.