Nu Holdings Ltd.
General ticker "NU" information:
- Sector: Financials
- Industry: Banks - Diversified
- Capitalization: $73.7B (TTM average)
Nu Holdings Ltd. does not follow the US Stock Market performance with the rate: -1.0%.
Estimated limits based on current volatility of 2.5%: low 14.66$, high 15.41$
Factors to consider:
- Total employees count: 10027 (+15.0%) as of 2025
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.42$, 21.34$]
- 2026-12-31 to 2027-12-31 estimated range: [16.56$, 24.09$]
Financial Metrics affecting the NU estimates:
- Positive: with PPE of 27.3 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 24.36
- Negative: Industry operating cash flow per share per price (median), % of 3.14 <= 3.66
- Positive: 2.37 < Operating cash flow per share per price, % of 4.33
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -0.42 <= -0.14
- Positive: Interest expense per share per price, % of 5.66 <= 10.35
- Negative: -0.37 < Inventory ratio change, % of 0
- Positive: 12.78 < Shareholder equity ratio, % of 15.08 <= 25.20
Short-term NU quotes
Long-term NU plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $7,669.11MM | $11,104.46MM | $15,878.62MM |
| Operating Expenses | $6,130.03MM | $8,309.27MM | $12,010.20MM |
| Operating Income | $1,539.08MM | $2,795.20MM | $3,868.42MM |
| Non-Operating Income | $0.00MM | $0.00MM | $3.69MM |
| Interest Expense | $2,036.92MM | $2,834.86MM | $4,578.68MM |
| Income(Loss) | $1,539.08MM | $2,795.20MM | $3,872.11MM |
| Taxes | $508.55MM | $823.09MM | $996.75MM |
| Net Income(Loss)* | $1,030.53MM | $1,972.11MM | $2,868.89MM |
| Stockholders Equity | $6,406.39MM | $7,646.29MM | $11,290.95MM |
| Assets | $43,345.19MM | $49,931.21MM | $74,893.88MM |
| Operating Cash Flow | $1,266.19MM | $2,399.04MM | $3,500.46MM |
| Capital expenditure | $177.00MM | $174.99MM | $7.21MM |
| Investing Cash Flow | $-177.00MM | $-330.63MM | $-342.31MM |
| Financing Cash Flow | $425.21MM | $727.74MM | $2,290.23MM |
| Earnings Per Share** | $0.22 | $0.41 | $0.59 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.