NerdWallet, Inc.
General ticker "NRDS" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $810.5M (TTM average)
NerdWallet, Inc. does not follow the US Stock Market performance with the rate: -4.9%.
Estimated limits based on current volatility of 1.5%: low 9.25$, high 9.53$
Factors to consider:
- Total employees count: 650 (-15.3%) as of 2025
- Top business risk factors: Operational and conduct risks, Cybersecurity threats, Market competition, Regulatory and compliance, Economic downturns and volatility
- Current price 27.5% below estimated low
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.77$, 22.89$]
- 2026-12-31 to 2027-12-31 estimated range: [14.41$, 25.27$]
Financial Metrics affecting the NRDS estimates:
- Positive: with PPE of 22.1 at the end of fiscal year the price was very low
- Positive: 6.62 < Operating cash flow per share per price, % of 12.50
- Positive: Return on assets ratio (scaled to [-100,100]) of 9.55 > 6.02
- Positive: 7.57 < Operating profit margin, % of 7.79
- Positive: Industry operating profit margin (median), % of 18.77 > 9.66
- Negative: Shareholder equity ratio, % of 81.22 > 64.23
- Positive: Industry operating cash flow per share per price (median), % of 19.17 > 10.32
- Negative: Inventory ratio change, % of 4.67 > 0.80
- Positive: 0.02 < Industry earnings per price (median), % of 3.82
- Positive: -4.39 < Investing cash flow per share per price, % of -3.16
Short-term NRDS quotes
Long-term NRDS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $599.40MM | $687.60MM | $836.60MM |
| Operating Expenses | $595.80MM | $678.20MM | $771.40MM |
| Operating Income | $3.60MM | $9.40MM | $65.20MM |
| Non-Operating Income | $2.70MM | $-4.40MM | $3.00MM |
| Interest Expense | $0.80MM | $0.70MM | $0.60MM |
| R&D Expense | $80.50MM | $82.50MM | $66.70MM |
| Income(Loss) | $6.30MM | $5.00MM | $68.20MM |
| Taxes | $18.10MM | $-25.40MM | $19.50MM |
| Net Income(Loss)* | $-11.80MM | $30.40MM | $48.70MM |
| Stockholders Equity | $366.90MM | $364.20MM | $374.50MM |
| Assets | $418.60MM | $437.60MM | $461.10MM |
| Operating Cash Flow | $72.10MM | $71.80MM | $131.60MM |
| Capital expenditure | $29.50MM | $0.60MM | $1.30MM |
| Investing Cash Flow | $-29.50MM | $-29.70MM | $-33.30MM |
| Financing Cash Flow | $-26.20MM | $-76.50MM | $-66.10MM |
| Earnings Per Share** | $-0.15 | $0.40 | $0.66 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.