Nicholas Financial Inc
General ticker "NICK" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $41.8M
Nicholas Financial Inc does not follow the US Stock Market performance with the rate: -2.7%.
Estimated limits based on current volatility of 2.6%: low 5.89$, high 6.20$
Factors to consider:
- Earnings expected soon, date: 2024-11-12
- Earnings for 15 months up through Q1 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-03-31 to 2025-03-30
- 2023-03-31 to 2024-03-30 estimated range: [3.74$, 7.69$]
- 2024-03-30 to 2025-03-30 estimated range: [4.76$, 9.03$]
Financial Metrics affecting the NICK estimates:
- Negative: Non-GAAP EPS, $ of -4.71 <= 0.08
- Negative: Operating profit margin, % of -41.93 <= 0.58
- Negative: Operating cash flow per share per price, % of -4.87 <= 2.07
- Negative: negative Net income
- Positive: Industry operating cash flow per share per price (median), % of 19.61 > 9.93
- Positive: Industry earnings per price (median), % of 8.56 > 5.56
Short-term NICK quotes
Long-term NICK plot with estimates
Financial data
| YTD | 2021-03-31 | 2022-03-31 | 2023-03-31 |
|---|---|---|---|
| Operating Revenue | $50.04MM | $44.35MM | $40.41MM |
| Operating Expenses | $39.09MM | $34.94MM | $69.58MM |
| Operating Income | $10.95MM | $9.41MM | $-29.17MM |
| Non-Operating Income | $0.00MM | $-5.37MM | $-3.53MM |
| Interest Expense | $5.98MM | $5.37MM | $3.93MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $10.95MM | $4.05MM | $-32.70MM |
| Taxes | $2.60MM | $1.05MM | $1.42MM |
| Profit(Loss) | $8.35MM | $3.00MM | $-34.12MM |
| Stockholders Equity | $115.22MM | $116.39MM | $79.81MM |
| Assets | $212.44MM | $183.57MM | $110.35MM |
| Operating Cash Flow | $14.62MM | $3.49MM | $-2.18MM |
| Investing Cash Flow | $29.86MM | $3.86MM | $29.89MM |
| Financing Cash Flow | $-36.19MM | $-35.55MM | $-32.03MM |
| Earnings Per Share* | $1.09 | $0.39 | $-4.71 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.