Mapfre, S.A.

Factors to consider:

• Company pays dividends (semi-annually): last record date 2025-11-27, amount 0.08$ (Y3.20%)
• Earnings for 6 months up through Q2 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

• 2024-12-31 to 2025-12-31 estimated range: [2.46$, 3.56$]
• 2025-12-31 to 2026-12-31 estimated range: [2.73$, 3.92$]

Financial Metrics affecting the MPFRF estimates:

• Positive: with PPE of 8.8 at the end of fiscal year the price was very low
• Positive: Operating cash flow per share per price, % of 19.07 > 12.96
• Positive: 7.68 < Operating profit margin, % of 8.13
• Negative: Shareholder equity ratio, % of 15.67 <= 19.49
• Negative: 0 < Inventory ratio change, % of 0.36
• Positive: Industry inventory ratio change (median), % of 0 <= 0
• Positive: Industry operating cash flow per share per price (median), % of 17.50 > 10.31
• Positive: Interest expense per share per price, % of 0 <= 0.01
• Negative: Industry earnings per price (median), % of 1.70 <= 4.54
• Positive: Industry operating profit margin (median), % of 12.15 > 9.67