Mountain Commerce Bancorp, Inc.
General ticker "MCBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $130.8M (TTM average)
Mountain Commerce Bancorp, Inc. follows the US Stock Market performance with the rate: 37.6%.
Estimated limits based on current volatility of 1.3%: low 22.86$, high 23.45$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-03, amount 0.07$ (Y1.21%)
- Current price 18.2% above estimated high
- Earnings for 15 months up through Q1 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [12.25$, 19.23$]
- 2024-12-30 to 2025-12-30 estimated range: [12.36$, 19.65$]
Financial Metrics affecting the MCBI estimates:
- Positive: with PPE of 12.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 34.19 > 18.64
- Negative: Shareholder equity ratio, % of 7.07 <= 18.93
- Positive: 6.82 < Operating cash flow per share per price, % of 7.31
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 13.14 > 10.33
Short-term MCBI quotes
Long-term MCBI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $50.06MM | $59.85MM | $33.02MM |
| Operating Expenses | $19.69MM | $36.03MM | $21.73MM |
| Operating Income | $30.37MM | $23.83MM | $11.29MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-2.57MM |
| Interest Expense | $3.89MM | $10.66MM | $49.52MM |
| Income(Loss) | $30.37MM | $23.83MM | $8.72MM |
| Taxes | $6.75MM | $5.39MM | $1.81MM |
| Profit(Loss)* | $23.62MM | $18.44MM | $6.91MM |
| Stockholders Equity | $121.06MM | $117.27MM | $122.79MM |
| Assets | $1,334.93MM | $1,600.06MM | $1,737.77MM |
| Operating Cash Flow | $22.90MM | $23.76MM | $8.31MM |
| Capital expenditure | $6.26MM | $20.57MM | $19.50MM |
| Investing Cash Flow | $-232.25MM | $-276.74MM | $-144.31MM |
| Financing Cash Flow | $203.32MM | $262.76MM | $126.24MM |
| Earnings Per Share** | $3.78 | $2.97 | $1.11 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.