Merchants Bancorp
General ticker "MBINM" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.7B (TTM average)
Merchants Bancorp follows the US Stock Market performance with the rate: 36.3%.
Estimated limits based on current volatility of 0.2%: low 25.52$, high 25.59$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-15, amount 0.52$ (Y8.14%)
- Total employees count: 663 as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Decreased mortgage origination, Interest rate risk, Economic downturns and volatility, Liquidity and credit risks, Funding source loss
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.70$, 32.25$]
- 2026-12-31 to 2027-12-31 estimated range: [24.76$, 33.85$]
Financial Metrics affecting the MBINM estimates:
- Positive: with PPE of 5.6 at the end of fiscal year the price was neutral
- Negative: Operating cash flow per share per price, % of -29.06 <= 0.30
- Positive: Operating profit margin, % of 38.71 > 18.65
- Negative: Investing cash flow per share per price, % of -16.66 <= -14.26
- Negative: Shareholder equity ratio, % of 11.73 <= 19.10
- Negative: Interest expense per share per price, % of 58.24 > 3.33
- Negative: -0.76 < Inventory ratio change, % of 0
Short-term MBINM quotes
Long-term MBINM plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $562.74MM | $670.73MM | $681.45MM |
| Operating Expenses | $214.83MM | $248.09MM | $417.65MM |
| Operating Income | $347.91MM | $422.64MM | $263.80MM |
| Interest Expense | $629.73MM | $780.10MM | $683.79MM |
| Income(Loss) | $347.91MM | $422.64MM | $263.80MM |
| Taxes | $68.67MM | $102.26MM | $45.03MM |
| Net Income(Loss)* | $279.23MM | $320.39MM | $218.77MM |
| Stockholders Equity | $1,701.08MM | $2,243.31MM | $2,280.76MM |
| Assets | $16,952.52MM | $18,805.73MM | $19,448.94MM |
| Operating Cash Flow | $-356.40MM | $-835.28MM | $-341.25MM |
| Capital expenditure | $7.53MM | $18.39MM | $20.94MM |
| Investing Cash Flow | $-3,260.08MM | $-874.27MM | $-195.67MM |
| Financing Cash Flow | $3,974.74MM | $1,601.74MM | $272.51MM |
| Earnings Per Share** | $6.46 | $7.14 | $4.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.