Open Lending Corporation
General ticker "LPRO" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $362.7M (TTM average)
Open Lending Corporation follows the US Stock Market performance with the rate: 18.9%.
Estimated limits based on current volatility of 3.5%: low 1.65$, high 1.77$
Factors to consider:
- Total employees count: 210 (+16.7%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Dependency on top automotive lenders, Economic downturns and volatility, Model inaccuracies, Reputation and brand risks, Regulatory and compliance
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [1.15$, 4.04$]
- 2026-12-31 to 2027-12-31 estimated range: [1.72$, 5.27$]
Financial Metrics affecting the LPRO estimates:
- Positive: with PPE of 27.1 at the end of fiscal year the price was very low
- Negative: Operating cash flow per share per price, % of -1.66 <= 0.07
- Positive: -4.72 < Operating profit margin, % of 6.43
- Positive: Investing cash flow per share per price, % of -0.53 > -0.65
- Positive: Industry earnings per price (median), % of 6.17 > 4.54
- Positive: Industry operating profit margin (median), % of 19.40 > 9.67
- Positive: Industry operating cash flow per share per price (median), % of 15.11 > 10.31
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of -1.76
- Positive: 19.49 < Shareholder equity ratio, % of 31.67 <= 42.60
Short-term LPRO quotes
Long-term LPRO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $117.46MM | $24.02MM | $93.22MM |
| Operating Expenses | $88.39MM | $89.40MM | $87.22MM |
| Operating Income | $29.07MM | $-65.38MM | $5.99MM |
| Non-Operating Income | $-0.22MM | $0.77MM | $-11.36MM |
| Interest Expense | $10.66MM | $11.32MM | $9.66MM |
| R&D Expense | $5.58MM | $4.46MM | $8.78MM |
| Income(Loss) | $28.86MM | $-64.61MM | $-5.37MM |
| Taxes | $6.79MM | $70.41MM | $-1.13MM |
| Profit(Loss)* | $22.07MM | $-135.01MM | $-4.24MM |
| Stockholders Equity | $205.58MM | $78.09MM | $74.96MM |
| Assets | $374.04MM | $296.37MM | $236.68MM |
| Operating Cash Flow | $82.66MM | $17.60MM | $-3.19MM |
| Capital expenditure | $2.18MM | $0.17MM | $0.06MM |
| Investing Cash Flow | $-2.18MM | $-3.90MM | $-1.03MM |
| Financing Cash Flow | $-42.33MM | $-6.45MM | $-61.48MM |
| Earnings Per Share** | $0.18 | $-1.13 | $-0.04 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.