Línea Directa Aseguradora, S.A.

Factors to consider:

• Company pays dividends (semi-annually): last record date 2025-12-04, amount 0.01$ (Y1.32%)
• Earnings for 18 months up through Q2 (+1 year) are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

• 2023-12-31 to 2024-12-30 estimated range: [0.90$, 1.53$]
• 2024-12-30 to 2025-12-30 estimated range: [1.00$, 1.67$]

Financial Metrics affecting the LNDAF estimates:

• Positive: with PPE of -208.4 at the end of fiscal year the price was very low
• Positive: -3.60 < Operating profit margin, % of 0
• Positive: Industry operating cash flow per share per price (median), % of 14.39 > 10.33
• Positive: 6.82 < Operating cash flow per share per price, % of 6.88
• Positive: 2.97 < Industry operating profit margin (median), % of 7.07
• Negative: Inventory ratio change, % of 100 > 0.84
• Positive: 18.93 < Shareholder equity ratio, % of 27.82 <= 41.86
• Positive: -14.38 < Investing cash flow per share per price, % of -7.63
• Negative: Industry earnings per price (median), % of 0 <= 0