Lemonade, Inc.
General ticker "LMND" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $4.4B (TTM average)
Lemonade, Inc. follows the US Stock Market performance with the rate: 39.2%.
Estimated limits based on current volatility of 4.1%: low 57.81$, high 62.70$
Factors to consider:
- Total employees count: 1235 (-1.8%) as of 2024
- Top business risk factors: Net losses and future profitability, Reinsurance availability and counterparty risk, Reputation and brand risks, Claims management and payment accuracy, AI risks
- Price in estimated range
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [42.88$, 76.77$]
- 2026-12-31 to 2027-12-31 estimated range: [31.69$, 60.49$]
Financial Metrics affecting the LMND estimates:
- Negative: with PPE of -34.3 at the end of fiscal year the price was very high
- Negative: negative Operating cash flow
- Negative: negative Operating income
- Positive: Industry operating profit margin (median), % of 13.45 > 9.60
- Positive: 19.24 < Shareholder equity ratio, % of 27.71 <= 42.59
- Positive: Interest expense per share per price, % of 0 <= 0.01
- Positive: Industry earnings per price (median), % of 8.36 > 4.45
- Positive: Industry operating cash flow per share per price (median), % of 19.20 > 10.39
- Positive: Industry inventory ratio change (median), % of -30.17 <= -0.16
Short-term LMND quotes
Long-term LMND plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $429.80MM | $526.50MM | $737.90MM |
| Operating Expenses | $659.60MM | $730.40MM | $898.80MM |
| Operating Income | $-229.80MM | $-203.90MM | $-160.90MM |
| Income(Loss) | $-229.80MM | $-203.90MM | $-160.90MM |
| Taxes | $7.10MM | $-1.70MM | $4.60MM |
| Net Income(Loss)* | $-236.90MM | $-202.20MM | $-165.50MM |
| Stockholders Equity | $708.90MM | $593.40MM | $533.60MM |
| Assets | $1,633.30MM | $1,849.10MM | $1,925.70MM |
| Operating Cash Flow | $-119.10MM | $-11.40MM | $-16.50MM |
| Capital expenditure | $9.20MM | $9.40MM | $9.40MM |
| Investing Cash Flow | $88.70MM | $40.60MM | $-89.10MM |
| Financing Cash Flow | $15.40MM | $87.70MM | $106.60MM |
| Earnings Per Share** | $-3.40 | $-2.85 | $-2.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.