loanDepot, Inc.
General ticker "LDI" information:
- Sector: Financials
- Industry: Financial - Mortgages
- Capitalization: $470.9M (TTM average)
loanDepot, Inc. does not follow the US Stock Market performance with the rate: -24.7%.
Estimated limits based on current volatility of 4.7%: low 0.89$, high 0.97$
Factors to consider:
- Total employees count: 4675 (+10.0%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Interest rate risk, Market competition, Regulatory and compliance, Liquidity and credit risks, Technology failures
- Current price 45.5% below estimated low
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [1.66$, 3.23$]
- 2026-12-31 to 2027-12-31 estimated range: [2.02$, 3.77$]
Financial Metrics affecting the LDI estimates:
- Positive: with PPE of -6.4 at the end of fiscal year the price was neutral
- Negative: negative Operating income
- Negative: Operating cash flow per share per price, % of -158.36 <= 0.28
- Positive: Industry operating cash flow per share per price (median), % of 20.98 > 10.39
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 57.41 > 9.99
Short-term LDI quotes
Long-term LDI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,043.52MM | $1,116.98MM | $1,014.53MM |
| Operating Expenses | $1,321.82MM | $1,359.83MM | $1,135.06MM |
| Operating Income | $-278.31MM | $-242.85MM | $-120.53MM |
| Interest Expense | $304.25MM | $335.88MM | $323.74MM |
| Income(Loss) | $-278.31MM | $-242.85MM | $-120.53MM |
| Taxes | $-42.80MM | $-40.70MM | $-13.00MM |
| Net Income(Loss)* | $-110.14MM | $-98.33MM | $-62.65MM |
| Stockholders Equity | $704.48MM | $506.61MM | $386.01MM |
| Assets | $6,151.05MM | $6,344.03MM | $6,857.94MM |
| Operating Cash Flow | $-174.22MM | $-858.31MM | $-707.51MM |
| Capital expenditure | $20.61MM | $26.39MM | $27.10MM |
| Investing Cash Flow | $165.66MM | $487.94MM | $14.51MM |
| Financing Cash Flow | $-226.09MM | $151.74MM | $566.80MM |
| Earnings Per Share** | $-0.63 | $-0.53 | $-0.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.