LendingClub Corporation
General ticker "LC" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $1.7B (TTM average)
LendingClub Corporation follows the US Stock Market performance with the rate: 57.4%.
Estimated limits based on current volatility of 3.6%: low 16.93$, high 18.21$
Factors to consider:
- Total employees count: 1002 as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Operational and conduct risks
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [16.76$, 27.01$]
- 2026-12-31 to 2027-12-31 estimated range: [15.41$, 25.66$]
Financial Metrics affecting the LC estimates:
- Positive: with PPE of 16.9 at the end of fiscal year the price was neutral
- Negative: negative Operating cash flow
- Positive: Operating profit margin, % of 25.00 > 18.39
- Negative: Shareholder equity ratio, % of 12.97 <= 19.24
- Positive: Industry earnings per price (median), % of 4.73 > 4.45
- Positive: Investing cash flow per share per price, % of 86.19 > -0.60
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.16
- Positive: Industry operating cash flow per share per price (median), % of 19.35 > 10.39
Short-term LC quotes
Long-term LC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $864.62MM | $1,160.93MM | $1,334.72MM |
| Operating Expenses | $810.00MM | $1,095.86MM | $1,001.03MM |
| Operating Income | $54.62MM | $65.07MM | $333.69MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-156.75MM |
| Interest Expense | $270.79MM | $373.92MM | $335.87MM |
| Income(Loss) | $54.62MM | $65.07MM | $176.95MM |
| Taxes | $15.68MM | $13.74MM | $41.27MM |
| Net Income(Loss)* | $38.94MM | $51.33MM | $135.68MM |
| Stockholders Equity | $1,251.82MM | $1,341.73MM | $1,500.43MM |
| Assets | $8,827.46MM | $10,630.51MM | $11,567.82MM |
| Operating Cash Flow | $-1,136.60MM | $-2,634.17MM | $-2,726.94MM |
| Capital expenditure | $59.51MM | $54.30MM | $140.34MM |
| Investing Cash Flow | $516.70MM | $607.81MM | $1,932.16MM |
| Financing Cash Flow | $789.57MM | $1,709.61MM | $747.82MM |
| Earnings Per Share** | $0.36 | $0.46 | $1.18 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.