LendingClub Corporation
General ticker "LC" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $1.6B (TTM average)
LendingClub Corporation follows the US Stock Market performance with the rate: 73.0%.
Estimated limits based on current volatility of 2.1%: low 19.93$, high 20.77$
Factors to consider:
- Earnings expected soon, date: 2026-01-27 bmo
- Total employees count: 1002 as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Operational and conduct risks
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [13.11$, 22.87$]
- 2025-12-31 to 2026-12-31 estimated range: [11.47$, 20.38$]
Financial Metrics affecting the LC estimates:
- Positive: with PPE of 34.5 at the end of fiscal year the price was low
- Positive: -5.02 < Operating profit margin, % of 5.60
- Negative: Operating cash flow per share per price, % of -142.50 <= 0.04
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.14
- Negative: Shareholder equity ratio, % of 12.62 <= 19.35
- Positive: 0.07 < Industry earnings per price (median), % of 4.12
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 15.11 > 9.53
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 0.48
Short-term LC quotes
Long-term LC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,269.73MM | $1,135.41MM | $1,160.93MM |
| Operating Expenses | $1,116.69MM | $1,080.79MM | $1,095.86MM |
| Operating Income | $153.04MM | $54.62MM | $65.07MM |
| Interest Expense | $82.52MM | $270.79MM | $373.92MM |
| Income(Loss) | $153.04MM | $54.62MM | $65.07MM |
| Taxes | $-136.65MM | $15.68MM | $13.74MM |
| Profit(Loss)* | $289.69MM | $38.94MM | $51.33MM |
| Stockholders Equity | $1,164.29MM | $1,251.82MM | $1,341.73MM |
| Assets | $7,979.75MM | $8,827.46MM | $10,630.51MM |
| Operating Cash Flow | $375.57MM | $-1,136.60MM | $-2,634.17MM |
| Capital expenditure | $69.48MM | $59.51MM | $54.30MM |
| Investing Cash Flow | $-2,809.80MM | $516.70MM | $607.81MM |
| Financing Cash Flow | $2,795.13MM | $789.57MM | $1,709.61MM |
| Earnings Per Share** | $2.80 | $0.36 | $0.46 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.