Juniata Valley Financial Corp.
General ticker "JUVF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $65.6M (TTM average)
Juniata Valley Financial Corp. follows the US Stock Market performance with the rate: 46.3%.
Estimated limits based on current volatility of 1.4%: low 14.10$, high 14.49$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-18, amount 0.22$ (Y6.34%)
- Total employees count: 122 (-1.6%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Liquidity and credit risks, Cybersecurity threats, IT system failures, Operational and conduct risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [11.62$, 15.71$]
- 2025-12-31 to 2026-12-31 estimated range: [12.33$, 16.71$]
Financial Metrics affecting the JUVF estimates:
- Positive: with PPE of 10.6 at the end of fiscal year the price was very low
- Positive: 7.86 < Operating profit margin, % of 16.79
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: 6.82 < Operating cash flow per share per price, % of 8.06
- Negative: Shareholder equity ratio, % of 5.59 <= 18.93
Short-term JUVF quotes
Long-term JUVF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $32.81MM | $38.52MM | $42.94MM |
| Operating Expenses | $25.44MM | $30.95MM | $35.73MM |
| Operating Income | $7.37MM | $7.57MM | $7.21MM |
| Interest Expense | $3.42MM | $10.49MM | $14.19MM |
| Income(Loss) | $7.37MM | $7.57MM | $7.21MM |
| Taxes | $0.31MM | $0.97MM | $0.98MM |
| Profit(Loss)* | $8.32MM | $6.60MM | $6.23MM |
| Stockholders Equity | $35.69MM | $40.14MM | $47.46MM |
| Assets | $829.62MM | $870.55MM | $848.87MM |
| Operating Cash Flow | $9.94MM | $7.87MM | $5.33MM |
| Capital expenditure | $0.45MM | $0.36MM | $1.94MM |
| Investing Cash Flow | $-62.68MM | $-1.19MM | $7.78MM |
| Financing Cash Flow | $50.21MM | $11.25MM | $-31.05MM |
| Earnings Per Share** | $1.66 | $1.32 | $1.25 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.