IF Bancorp, Inc.
General ticker "IROQ" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $78.5M (TTM average)
IF Bancorp, Inc. follows the US Stock Market performance with the rate: 42.7%.
Estimated limits based on current volatility of 0.3%: low 26.19$, high 26.33$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-09-26, amount 0.20$ (Y1.52%)
- Total employees count: 113 (+5.6%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Economic downturns and volatility, Interest rate fluctuations, Regulatory and compliance, Operational and conduct risks
- Current price 11.1% above estimated high
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-06-30 to 2026-06-30
- 2024-06-30 to 2025-06-30 estimated range: [15.56$, 21.88$]
- 2025-06-30 to 2026-06-30 estimated range: [16.95$, 23.70$]
Financial Metrics affecting the IROQ estimates:
- Positive: with PPE of 29.9 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 5.19
- Positive: Industry operating cash flow per share per price (median), % of 12.19 > 10.33
- Negative: Shareholder equity ratio, % of 8.33 <= 18.93
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.20
- Negative: Investing cash flow per share per price, % of -77.11 <= -14.38
- Positive: Inventory ratio change, % of 0 <= 0
Short-term IROQ quotes
Long-term IROQ plot with estimates
Financial data
| YTD | 2022-06-30 | 2023-06-30 | 2024-06-30 |
|---|---|---|---|
| Operating Revenue | $30.29MM | $36.17MM | $45.37MM |
| Operating Expenses | $22.46MM | $29.91MM | $43.01MM |
| Operating Income | $7.83MM | $6.26MM | $2.35MM |
| Interest Expense | $2.53MM | $10.07MM | $23.25MM |
| Income(Loss) | $7.83MM | $6.26MM | $2.35MM |
| Taxes | $2.04MM | $1.60MM | $0.56MM |
| Profit(Loss)* | $5.78MM | $4.66MM | $1.79MM |
| Stockholders Equity | $71.66MM | $71.75MM | $73.92MM |
| Assets | $857.56MM | $848.98MM | $887.75MM |
| Operating Cash Flow | $8.67MM | $2.77MM | $2.28MM |
| Capital expenditure | $0.39MM | $2.25MM | $0.25MM |
| Investing Cash Flow | $-68.80MM | $-57.12MM | $-39.75MM |
| Financing Cash Flow | $73.21MM | $-10.47MM | $36.05MM |
| Earnings Per Share** | $1.88 | $1.50 | $0.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.