First Internet Bancorp - Fixed-
General ticker "INBKZ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $193.3M (TTM average)
First Internet Bancorp - Fixed- follows the US Stock Market performance with the rate: 46.4%.
Estimated limits based on current volatility of 0.4%: low 25.08$, high 25.26$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-15, amount 0.51$ (Y8.08%)
- Total employees count: 355 (+8.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Cybersecurity threats, Real estate exposure
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.02$, 29.03$]
- 2026-12-31 to 2027-12-31 estimated range: [18.50$, 28.53$]
Financial Metrics affecting the INBKZ estimates:
- Positive: with PPE of -37.5 at the end of fiscal year the price was neutral
- Negative: negative Operating income
- Negative: Operating cash flow per share per price, % of 1.60 <= 2.37
- Negative: Shareholder equity ratio, % of 6.46 <= 7.04
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -7.72 < Return on assets ratio (scaled to [-100,100]) of -0.63
- Negative: Interest expense per share per price, % of 95.45 > 10.35
Short-term INBKZ quotes
Long-term INBKZ plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $259.85MM | $333.42MM | $322.87MM |
| Operating Expenses | $254.91MM | $305.88MM | $373.74MM |
| Operating Income | $4.94MM | $27.54MM | $-50.87MM |
| Interest Expense | $164.54MM | $204.51MM | $206.40MM |
| Income(Loss) | $4.94MM | $27.54MM | $-50.87MM |
| Taxes | $-3.48MM | $2.27MM | $-15.70MM |
| Net Income(Loss)* | $8.42MM | $25.28MM | $-35.17MM |
| Stockholders Equity | $362.80MM | $384.06MM | $359.77MM |
| Assets | $5,167.57MM | $5,737.86MM | $5,571.65MM |
| Operating Cash Flow | $11.68MM | $12.99MM | $3.45MM |
| Capital expenditure | $5.37MM | $2.59MM | $1.23MM |
| Investing Cash Flow | $-474.50MM | $-496.17MM | $128.68MM |
| Financing Cash Flow | $612.17MM | $543.69MM | $-141.76MM |
| Earnings Per Share** | $0.95 | $2.91 | $-4.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.