Home Federal Bancorp, Inc. of Louisiana
General ticker "HFBL" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $48.4M (TTM average)
Home Federal Bancorp, Inc. of Louisiana follows the US Stock Market performance with the rate: 45.8%.
Estimated limits based on current volatility of 1.7%: low 22.25$, high 23.04$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-04-27, amount 0.14$ (Y2.43%)
- Total employees count: 76 (-2.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate risk, Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Market competition
- Current price 34.1% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-06-30 to 2027-06-30
- 2025-06-30 to 2026-06-30 estimated range: [12.04$, 16.46$]
- 2026-06-30 to 2027-06-30 estimated range: [12.54$, 17.16$]
Financial Metrics affecting the HFBL estimates:
- Positive: with PPE of 10.5 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 13.50 > 12.93
- Positive: Operating profit margin, % of 22.51 > 18.40
- Negative: Interest expense per share per price, % of 29.09 > 3.34
- Negative: Shareholder equity ratio, % of 9.06 <= 19.19
- Positive: Industry earnings per price (median), % of 6.90 > 4.44
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.63
Short-term HFBL quotes
Long-term HFBL plot with estimates
Financial data
| YTD | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating Revenue | $23.65MM | $20.54MM | $20.68MM |
| Operating Expenses | $16.88MM | $16.47MM | $16.02MM |
| Operating Income | $6.77MM | $4.07MM | $4.65MM |
| Interest Expense | $5.08MM | $12.91MM | $11.79MM |
| Income(Loss) | $6.77MM | $4.07MM | $4.65MM |
| Taxes | $1.07MM | $0.48MM | $0.77MM |
| Net Income(Loss)* | $5.70MM | $3.59MM | $3.89MM |
| Stockholders Equity | $50.54MM | $52.80MM | $55.20MM |
| Assets | $660.91MM | $637.51MM | $609.49MM |
| Operating Cash Flow | $12.11MM | $2.32MM | $5.47MM |
| Capital expenditure | $1.18MM | $2.69MM | $0.05MM |
| Investing Cash Flow | $-115.31MM | $34.48MM | $10.21MM |
| Financing Cash Flow | $63.90MM | $-26.62MM | $-33.29MM |
| Earnings Per Share** | $1.89 | $1.18 | $1.27 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.