First US Bancshares, Inc.
General ticker "FUSB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $79.7M (TTM average)
First US Bancshares, Inc. follows the US Stock Market performance with the rate: 40.1%.
Estimated limits based on current volatility of 0.6%: low 16.37$, high 16.56$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-12, amount 0.07$ (Y1.70%)
- Total employees count: 152 (+0.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Third-party risks, Tax challenges, Climate change and natural disasters
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.46$, 16.79$]
- 2026-12-31 to 2027-12-31 estimated range: [12.61$, 17.19$]
Financial Metrics affecting the FUSB estimates:
- Positive: with PPE of 13.6 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 15.56 > 13.08
- Positive: Operating profit margin, % of 19.34 > 18.77
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.52
- Negative: Interest expense per share per price, % of 27.73 > 3.34
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -35.51 <= -14.39
Short-term FUSB quotes
Long-term FUSB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $40.73MM | $39.73MM | $41.04MM |
| Operating Expenses | $29.46MM | $28.98MM | $33.10MM |
| Operating Income | $11.27MM | $10.75MM | $7.94MM |
| Interest Expense | $15.46MM | $22.11MM | $21.96MM |
| Income(Loss) | $11.27MM | $10.75MM | $7.94MM |
| Taxes | $2.79MM | $2.58MM | $1.94MM |
| Net Income(Loss)* | $8.48MM | $8.17MM | $5.99MM |
| Stockholders Equity | $90.59MM | $98.62MM | $105.65MM |
| Assets | $1,072.94MM | $1,101.09MM | $1,154.79MM |
| Operating Cash Flow | $13.07MM | $7.76MM | $12.32MM |
| Capital expenditure | $1.46MM | $2.10MM | $3.24MM |
| Investing Cash Flow | $-60.45MM | $-30.35MM | $-28.12MM |
| Financing Cash Flow | $67.51MM | $19.52MM | $42.13MM |
| Earnings Per Share** | $1.42 | $1.40 | $1.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.