First Seacoast Bancorp

General ticker "FSEA" information:

First Seacoast Bancorp follows the US Stock Market performance with the rate: 44.8%.

Estimated limits based on current volatility of 0.1%: low 16.86$, high 16.89$

Factors to consider:

Total employees count: 72 (-4.0%) as of 2025
Company does not operate outside US (retrieved using AI)
Top business risk factors: Interest rate risk, Liquidity and credit risks, Economic downturns and volatility, Regulatory and compliance, Collateral value
Current price 16.7% above estimated high
Earnings for 3 months up through Q1 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2025-12-31 to 2027-12-31

Financial Metrics affecting the FSEA estimates:

Positive: with PPE of -53.5 at the end of fiscal year the price was neutral
Positive: -5.34 < Operating profit margin, % of -4.91
Positive: Industry earnings per price (median), % of 7.28 > 4.44
Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of -0.14
Positive: Shareholder equity ratio, % of 10.60 <= 19.19
Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32

YTD	2023-12-31	2024-12-31	2025-12-31
Operating Revenue	$18.39MM	$26.68MM	$28.74MM
Operating Expenses	$25.11MM	$26.67MM	$30.22MM
Operating Income	$-6.71MM	$0.01MM	$-1.48MM
Interest Expense	$9.08MM	$13.53MM	$13.30MM
Income(Loss)	$-6.71MM	$0.01MM	$-1.48MM
Taxes	$3.94MM	$0.53MM	$-0.64MM
Net Income(Loss)*	$-10.66MM	$-0.51MM	$-0.84MM
Stockholders Equity	$66.62MM	$62.05MM	$63.55MM
Assets	$571.03MM	$580.78MM	$599.29MM
Operating Cash Flow	$-1.92MM	$-2.95MM	$0.45MM
Capital expenditure	$0.35MM	$0.37MM	$0.12MM
Investing Cash Flow	$-39.49MM	$-2.51MM	$-9.86MM
Financing Cash Flow	$39.22MM	$6.49MM	$15.72MM
Earnings Per Share**	$-2.29	$-0.12	$-0.23

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.