First Seacoast Bancorp
General ticker "FSEA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $50.3M (TTM average)
First Seacoast Bancorp follows the US Stock Market performance with the rate: 39.9%.
Estimated limits based on current volatility of 0.2%: low 16.73$, high 16.78$
Factors to consider:
- Total employees count: 81 as of 2022
- Top business risk factors: Liquidity and credit risks, Pandemic risks, Economic downturns and volatility, Interest rate risk, Market risk
- Current price 16.1% above estimated high
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [10.47$, 14.47$]
- 2026-12-31 to 2027-12-31 estimated range: [10.20$, 14.29$]
Financial Metrics affecting the FSEA estimates:
- Negative: with PPE of -53.5 at the end of fiscal year the price was very high
- Positive: -5.39 < Operating profit margin, % of -4.91
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of -0.14
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Investing cash flow per share per price, % of -20.90 <= -14.17
- Negative: Shareholder equity ratio, % of 10.60 <= 19.24
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
- Negative: Interest expense per share per price, % of 28.19 > 3.31
Short-term FSEA quotes
Long-term FSEA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18.39MM | $26.68MM | $28.74MM |
| Operating Expenses | $25.11MM | $26.67MM | $30.22MM |
| Operating Income | $-6.71MM | $0.01MM | $-1.48MM |
| Interest Expense | $9.08MM | $13.53MM | $13.30MM |
| Income(Loss) | $-6.71MM | $0.01MM | $-1.48MM |
| Taxes | $3.94MM | $0.53MM | $-0.64MM |
| Net Income(Loss)* | $-10.66MM | $-0.51MM | $-0.84MM |
| Stockholders Equity | $66.62MM | $62.05MM | $63.55MM |
| Assets | $571.03MM | $580.78MM | $599.29MM |
| Operating Cash Flow | $-1.92MM | $-2.95MM | $0.45MM |
| Capital expenditure | $0.35MM | $0.37MM | $0.12MM |
| Investing Cash Flow | $-39.49MM | $-2.51MM | $-9.86MM |
| Financing Cash Flow | $39.22MM | $6.49MM | $15.72MM |
| Earnings Per Share** | $-2.29 | $-0.12 | $-0.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.