First Merchants Corporation
General ticker "FRMEP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.3B (TTM average)
First Merchants Corporation does not follow the US Stock Market performance with the rate: -37.2%.
Estimated limits based on current volatility of 0.1%: low 25.15$, high 25.20$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-07-30, amount 0.47$ (Y7.47%)
- Total employees count: 2086 (-1.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Pandemic risks, Cybersecurity threats, Liquidity and credit risks, Funding failure, Regulatory and compliance
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.27$, 29.79$]
- 2026-12-31 to 2027-12-31 estimated range: [22.70$, 30.47$]
Financial Metrics affecting the FRMEP estimates:
- Positive: with PPE of 6.6 at the end of fiscal year the price was neutral
- Positive: 15.29 < Operating cash flow per share per price, % of 19.13
- Positive: 22.58 < Operating profit margin, % of 24.67
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Negative: Interest expense per share per price, % of 26.23 > 10.35
- Negative: Investing cash flow per share per price, % of -52.20 <= -40.59
Short-term FRMEP quotes
Long-term FRMEP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $651.00MM | $646.69MM | $1,050.20MM |
| Operating Expenses | $477.57MM | $505.73MM | $791.09MM |
| Operating Income | $173.43MM | $140.96MM | $259.11MM |
| Non-Operating Income | $85.80MM | $90.77MM | $0.00MM |
| Interest Expense | $348.49MM | $426.89MM | $388.78MM |
| Income(Loss) | $259.23MM | $231.73MM | $259.11MM |
| Taxes | $35.45MM | $30.33MM | $33.11MM |
| Net Income(Loss)* | $223.79MM | $201.40MM | $226.00MM |
| Stockholders Equity | $2,247.71MM | $2,304.98MM | $2,466.67MM |
| Assets | $18,405.89MM | $18,311.97MM | $19,025.10MM |
| Operating Cash Flow | $258.83MM | $266.21MM | $283.65MM |
| Investing Cash Flow | $-344.43MM | $-252.42MM | $-773.82MM |
| Financing Cash Flow | $75.65MM | $-38.82MM | $486.72MM |
| Earnings Per Share** | $3.77 | $3.45 | $3.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.