Finance Of America Companies Inc.
General ticker "FOA" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $172.3M (TTM average)
Finance Of America Companies Inc. follows the US Stock Market performance with the rate: 4.5%.
Estimated limits based on current volatility of 3.2%: low 10.82$, high 11.54$
Factors to consider:
- Total employees count: 782 (+4.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Dependence on reverse mortgage business, Liquidity and credit risks, Economic downturns and volatility, Regulatory and compliance, Technological changes
- Current price 12.6% below estimated low
- Earnings for 18 months up through Q2 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [15.02$, 32.76$]
- 2025-12-31 to 2026-12-31 estimated range: [12.61$, 27.60$]
Financial Metrics affecting the FOA estimates:
- Positive: with PPE of 51.7 at the end of fiscal year the price was neutral
- Negative: negative Operating cash flow
- Positive: 0.56 < Operating profit margin, % of 2.20
- Negative: Shareholder equity ratio, % of 1.08 <= 7.04
- Positive: Investing cash flow per share per price, % of 42.55 > 2.08
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Positive: 3.58 < Industry earnings per price (median), % of 5.02
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry operating profit margin (median), % of 15.11 <= 26.54
Short-term FOA quotes
Long-term FOA plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $686.96MM | $234.25MM | $1,949.34MM |
| Operating Expenses | $1,029.96MM | $401.09MM | $1,906.52MM |
| Operating Income | $-343.00MM | $-166.84MM | $42.82MM |
| Interest Expense | $719.34MM | $1,391.89MM | $1,678.70MM |
| Income(Loss) | $-343.00MM | $-166.84MM | $42.82MM |
| Taxes | $-17.13MM | $-0.59MM | $2.40MM |
| Other Income(Loss) | $-389.66MM | $-51.91MM | $0.00MM |
| Net Income(Loss)* | $-190.68MM | $-113.20MM | $15.49MM |
| Stockholders Equity | $404.84MM | $272.41MM | $315.66MM |
| Assets | $20,872.65MM | $27,107.59MM | $29,156.49MM |
| Operating Cash Flow | $1,407.82MM | $-71.57MM | $-423.81MM |
| Investing Cash Flow | $-1,819.08MM | $158.14MM | $114.80MM |
| Financing Cash Flow | $225.21MM | $-139.23MM | $386.21MM |
| Earnings Per Share** | $-30.61 | $-13.81 | $1.57 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.