Financial Institutions, Inc. 8.48% SRB1 PFD B
General ticker "FIISO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $716.6M (TTM average)
Financial Institutions, Inc. 8.48% SRB1 PFD B does not follow the US Stock Market performance with the rate: -33.5%.
Estimated limits based on current volatility of 0.1%: low 105.80$, high 106.09$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-09-15, amount 2.12$ (Y8.01%)
- Total employees count: 631 (+5.5%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Regulatory and compliance, Litigation risks, Acquisition/divestiture risks, Interest rate risk
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [81.59$, 124.35$]
- 2026-12-31 to 2027-12-31 estimated range: [72.00$, 111.72$]
Financial Metrics affecting the FIISO estimates:
- Negative: with PPE of 33.1 at the end of fiscal year the price was high
- Negative: Operating cash flow per share per price, % of 0.77 <= 1.94
- Negative: Industry operating cash flow per share per price (median), % of 10.76 <= 11.34
- Negative: Investing cash flow per share per price, % of -5.74 <= -4.02
- Positive: Operating profit margin, % of 37.12 > 34.01
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.98
- Positive: Interest expense per share per price, % of 5.46 <= 10.61
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.58 > 6.20
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.18 <= 1.62
- Positive: Inventory ratio change, % of 0 <= 0
Short-term FIISO quotes
Long-term FIISO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $214.21MM | $116.19MM | $244.25MM |
| Operating Expenses | $150.91MM | $185.06MM | $153.59MM |
| Operating Income | $63.30MM | $-68.86MM | $90.66MM |
| Non-Operating Income | $-0.25MM | $0.72MM | $0.69MM |
| Interest Expense | $120.42MM | $149.64MM | $133.00MM |
| Income(Loss) | $63.05MM | $-68.15MM | $91.35MM |
| Taxes | $12.79MM | $-26.50MM | $16.49MM |
| Net Income(Loss)* | $50.26MM | $-41.65MM | $74.87MM |
| Stockholders Equity | $454.80MM | $568.98MM | $628.85MM |
| Assets | $6,160.88MM | $6,117.09MM | $6,274.14MM |
| Operating Cash Flow | $10.89MM | $77.13MM | $18.80MM |
| Capital expenditure | $2.99MM | $4.97MM | $5.55MM |
| Investing Cash Flow | $-310.09MM | $-8.23MM | $-140.04MM |
| Financing Cash Flow | $293.17MM | $-106.02MM | $142.67MM |
| Earnings Per Share** | $3.27 | $-2.66 | $3.72 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.