First Citizens BancShares, Inc.
General ticker "FCNCO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $25.0B (TTM average)
First Citizens BancShares, Inc. does not follow the US Stock Market performance with the rate: -12.6%.
Estimated limits based on current volatility of 0.6%: low 20.73$, high 20.97$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-29, amount 0.35$ (Y6.74%)
- Total employees count: 17475 as of 2024
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Reputation and brand risks, Integration challenges
- Current price 15.6% below estimated low
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [21.58$, 34.09$]
- 2025-12-31 to 2026-12-31 estimated range: [24.61$, 38.12$]
Financial Metrics affecting the FCNCO estimates:
- Positive: with PPE of 0.1 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 925.05 > 12.90
- Positive: Operating profit margin, % of 22.75 > 18.39
- Negative: Investing cash flow per share per price, % of -3143.86 <= -14.17
- Negative: Shareholder equity ratio, % of 9.94 <= 19.24
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 1612.95 > 3.31
- Positive: Industry earnings per price (median), % of 6.35 > 4.45
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 10.63 > 10.39
Short-term FCNCO quotes
Long-term FCNCO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18,787.00MM | $9,758.00MM | $14,497.00MM |
| Operating Expenses | $7,887.00MM | $7,538.00MM | $11,526.00MM |
| Operating Income | $10,900.00MM | $2,220.00MM | $2,971.00MM |
| Non-Operating Income | $1,177.00MM | $1,372.00MM | $0.00MM |
| Interest Expense | $3,679.00MM | $5,210.00MM | $4,964.00MM |
| Income(Loss) | $12,077.00MM | $3,592.00MM | $2,971.00MM |
| Taxes | $611.00MM | $815.00MM | $765.00MM |
| Net Income(Loss)* | $11,466.00MM | $2,777.00MM | $2,206.00MM |
| Stockholders Equity | $21,255.00MM | $22,228.00MM | $22,238.00MM |
| Assets | $213,758.00MM | $223,720.00MM | $229,698.00MM |
| Operating Cash Flow | $2,660.00MM | $2,988.00MM | $2,923.00MM |
| Capital expenditure | $1,428.00MM | $1,535.00MM | $852.00MM |
| Investing Cash Flow | $2,429.00MM | $-10,155.00MM | $-5,611.00MM |
| Financing Cash Flow | $-4,699.00MM | $7,073.00MM | $2,675.00MM |
| Earnings Per Share** | $789.23 | $193.63 | $178.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.