First Citizens BancShares, Inc.
General ticker "FCNCO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $23.8B (TTM average)
First Citizens BancShares, Inc. does not follow the US Stock Market performance with the rate: -23.9%.
Estimated limits based on current volatility of 1.0%: low 18.13$, high 18.50$
Factors to consider:
- Earnings expected soon, date: 2026-10-23 bmo
- Company pays dividends (quarterly): last record date 2026-08-31, amount 0.35$ (Y7.65%)
- Total employees count: 18141 (+3.8%) as of 2025
- Top business risk factors: Acquisition/divestiture risks, Regulatory and compliance, Market competition, Technology adoption, Reputation and brand risks
- Current price 22.3% below estimated low
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.53$, 36.90$]
- 2026-12-31 to 2027-12-31 estimated range: [27.41$, 41.98$]
Financial Metrics affecting the FCNCO estimates:
- Positive: with PPE of 0.2 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 1116.22 > 24.19
- Positive: 15.80 < Operating profit margin, % of 20.49
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 0.95
Short-term FCNCO quotes
Long-term FCNCO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18,787.00MM | $9,758.00MM | $14,497.00MM |
| Operating Expenses | $7,887.00MM | $7,538.00MM | $11,526.00MM |
| Operating Income | $10,900.00MM | $2,220.00MM | $2,971.00MM |
| Non-Operating Income | $1,177.00MM | $1,372.00MM | $0.00MM |
| Interest Expense | $3,679.00MM | $5,210.00MM | $4,964.00MM |
| Income(Loss) | $12,077.00MM | $3,592.00MM | $2,971.00MM |
| Taxes | $611.00MM | $815.00MM | $765.00MM |
| Net Income(Loss)* | $11,466.00MM | $2,777.00MM | $2,206.00MM |
| Stockholders Equity | $21,255.00MM | $22,228.00MM | $22,238.00MM |
| Assets | $213,758.00MM | $223,720.00MM | $229,698.00MM |
| Operating Cash Flow | $2,660.00MM | $2,988.00MM | $2,923.00MM |
| Capital expenditure | $1,428.00MM | $1,535.00MM | $852.00MM |
| Investing Cash Flow | $2,429.00MM | $-10,155.00MM | $-5,611.00MM |
| Financing Cash Flow | $-4,699.00MM | $7,073.00MM | $2,675.00MM |
| Earnings Per Share** | $789.23 | $193.63 | $178.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.