Eurobank Ergasias Services and Holdings S.A. (ADR)

Factors to consider:

• Company pays dividends (irregularly): last record date 2025-11-10, amount 0.02$ (Y0.98%)
• Current price 13.2% above estimated high
• Earnings for 9 months up through Q3 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

• 2024-12-31 to 2025-12-31 estimated range: [1.00$, 1.55$]
• 2025-12-31 to 2026-12-31 estimated range: [1.17$, 1.80$]

Financial Metrics affecting the EGFEY estimates:

• Positive: with PPE of 2.9 at the end of fiscal year the price was very low
• Positive: Operating profit margin, % of 32.22 > 18.33
• Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
• Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.41
• Negative: Operating cash flow per share per price, % of 3.86 <= 6.63
• Negative: Shareholder equity ratio, % of 8.80 <= 19.35
• Positive: Inventory ratio change, % of 0 <= 0
• Positive: Industry operating profit margin (median), % of 21.25 > 9.53