Ellington Credit Company
General ticker "EARN" information:
- Sector: Financials
- Industry: Asset Management
- Capitalization: $187.3M (TTM average)
Ellington Credit Company does not follow the US Stock Market performance with the rate: -23.7%.
Estimated limits based on current volatility of 2.8%: low 3.27$, high 3.46$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-09-30, amount 0.08$ (Y2.31%)
- Total employees count: 160 (-5.9%) as of 2025
- Top business risk factors: CLO default risk, Derivatives exposure, Counterparty defaults, Modeling errors, Market downturns
- Current price 33.0% below estimated low
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [5.02$, 7.19$]
- 2025-12-31 to 2026-12-31 estimated range: [5.17$, 7.35$]
Financial Metrics affecting the EARN estimates:
- Positive: with PPE of 5.6 at the end of fiscal year the price was neutral
- Positive: 11.29 < Operating profit margin, % of 14.00
- Positive: 4.90 < Operating cash flow per share per price, % of 5.08
- Positive: 12.78 < Shareholder equity ratio, % of 23.51 <= 25.20
- Negative: Industry earnings per price (median), % of 0 <= 0
- Negative: Industry operating cash flow per share per price (median), % of 5.09 <= 5.56
Short-term EARN quotes
Long-term EARN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $0.00MM | $55.35MM | $50.67MM |
| Operating Expenses | $30.20MM | $50.79MM | $43.58MM |
| Operating Income | $-30.20MM | $4.56MM | $7.10MM |
| Interest Expense | $14.82MM | $45.26MM | $34.79MM |
| Income(Loss) | $-30.20MM | $4.56MM | $7.10MM |
| Taxes | $0.00MM | $0.00MM | $0.51MM |
| Net Income(Loss)* | $-30.20MM | $4.56MM | $6.59MM |
| Stockholders Equity | $112.41MM | $136.24MM | $193.73MM |
| Assets | $1,053.63MM | $945.69MM | $824.09MM |
| Operating Cash Flow | $22.42MM | $-10.02MM | $9.11MM |
| Investing Cash Flow | $110.55MM | $85.72MM | $116.45MM |
| Financing Cash Flow | $-167.18MM | $-71.98MM | $-132.25MM |
| Earnings Per Share** | $-2.29 | $0.31 | $0.24 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.