Customers Bancorp, Inc 5.375% S
General ticker "CUBB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $752.7M (TTM average)
Customers Bancorp, Inc 5.375% S follows the US Stock Market performance with the rate: 2.2%.
Estimated limits based on current volatility of 0.3%: low 20.70$, high 20.85$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-09-15, amount 0.34$ (Y1.64%)
- Total employees count: 863 (+9.7%) as of 2025
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Commercial real estate, Security breaches, Regulatory and compliance
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.13$, 30.95$]
- 2026-12-31 to 2027-12-31 estimated range: [24.36$, 33.89$]
Financial Metrics affecting the CUBB estimates:
- Positive: with PPE of 3.6 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 68.99 > 24.19
- Positive: Operating profit margin, % of 35.25 > 33.79
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Negative: Interest expense per share per price, % of 84.94 > 10.35
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 7.04 < Shareholder equity ratio, % of 8.50 <= 12.78
Short-term CUBB quotes
Long-term CUBB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $758.01MM | $714.84MM | $818.31MM |
| Operating Expenses | $427.27MM | $490.46MM | $529.88MM |
| Operating Income | $330.74MM | $224.37MM | $288.43MM |
| Interest Expense | $679.91MM | $673.43MM | $609.10MM |
| Income(Loss) | $330.74MM | $224.37MM | $288.43MM |
| Taxes | $80.60MM | $42.90MM | $64.34MM |
| Net Income(Loss)* | $250.14MM | $181.47MM | $224.09MM |
| Stockholders Equity | $1,638.39MM | $1,836.68MM | $2,115.52MM |
| Assets | $21,316.26MM | $22,308.24MM | $24,895.87MM |
| Operating Cash Flow | $124.73MM | $145.06MM | $494.76MM |
| Capital expenditure | $41.34MM | $1.49MM | $13.74MM |
| Investing Cash Flow | $3,157.72MM | $-1,006.09MM | $-2,056.95MM |
| Financing Cash Flow | $108.09MM | $800.62MM | $2,187.73MM |
| Earnings Per Share** | $7.96 | $5.76 | $6.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.