Citizens Holding Company
General ticker "CIZN" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $46.3M (TTM average)
Citizens Holding Company does not follow the US Stock Market performance with the rate: -23.0%.
Estimated limits based on current volatility of 2.0%: low 7.66$, high 7.98$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-06-16, amount 0.02$ (Y0.98%)
- Total employees count: 269 (-0.7%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Operational and conduct risks, Third-party risks, Reputation and brand risks
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [8.60$, 12.79$]
- 2025-12-31 to 2026-12-31 estimated range: [9.48$, 13.93$]
Financial Metrics affecting the CIZN estimates:
- Positive: with PPE of 9.4 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 3.21
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 13.12
- Negative: Shareholder equity ratio, % of 3.27 <= 18.93
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.37
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: Interest expense per share per price, % of 0 <= 0.01
Short-term CIZN quotes
Long-term CIZN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $49.76MM | $57.07MM | $73.95MM |
| Operating Expenses | $38.26MM | $55.29MM | $71.57MM |
| Operating Income | $11.50MM | $1.78MM | $2.37MM |
| Non-Operating Income | $0.00MM | $0.00MM | $4.54MM |
| Interest Expense | $4.79MM | $19.41MM | $0.00MM |
| Income(Loss) | $11.50MM | $1.78MM | $6.91MM |
| Taxes | $1.88MM | $-0.07MM | $1.42MM |
| Profit(Loss)* | $9.62MM | $1.85MM | $5.49MM |
| Stockholders Equity | $39.02MM | $42.77MM | $48.09MM |
| Assets | $1,323.73MM | $1,404.60MM | $1,471.90MM |
| Operating Cash Flow | $13.76MM | $5.52MM | $6.75MM |
| Capital expenditure | $2.64MM | $0.72MM | $0.45MM |
| Investing Cash Flow | $-88.35MM | $-9.79MM | $-107.28MM |
| Financing Cash Flow | $23.95MM | $70.14MM | $48.33MM |
| Earnings Per Share** | $1.73 | $0.33 | $0.98 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.