Cullen/Frost Bankers, Inc.
General ticker "CFR-PB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $8.4B (TTM average)
Cullen/Frost Bankers, Inc. does not follow the US Stock Market performance with the rate: -19.5%.
Estimated limits based on current volatility of 0.5%: low 16.49$, high 16.65$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-05-29, amount 0.28$ (Y1.69%)
- Total employees count: 6008 (+2.6%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Interest rate risk, Liquidity and credit risks, Real estate market risks, Commodity price volatility, Regulatory and compliance
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.12$, 25.09$]
- 2026-12-31 to 2027-12-31 estimated range: [20.31$, 27.83$]
Financial Metrics affecting the CFR-PB estimates:
- Positive: with PPE of 1.7 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 24.44 > 12.98
- Negative: Shareholder equity ratio, % of 8.62 <= 19.10
- Positive: Operating profit margin, % of 34.52 > 18.65
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 1.21
- Negative: Interest expense per share per price, % of 61.07 > 3.33
Short-term CFR-PB quotes
Long-term CFR-PB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,987.21MM | $2,063.71MM | $2,235.24MM |
| Operating Expenses | $1,274.83MM | $1,367.74MM | $1,463.54MM |
| Operating Income | $712.37MM | $695.97MM | $771.70MM |
| Interest Expense | $659.05MM | $786.02MM | $684.60MM |
| Income(Loss) | $712.37MM | $695.97MM | $771.70MM |
| Taxes | $114.40MM | $113.42MM | $123.14MM |
| Net Income(Loss)* | $597.97MM | $582.54MM | $648.56MM |
| Stockholders Equity | $3,716.45MM | $3,898.59MM | $4,573.04MM |
| Assets | $50,845.04MM | $52,520.26MM | $53,041.42MM |
| Operating Cash Flow | $478.85MM | $989.53MM | $273.98MM |
| Capital expenditure | $158.63MM | $127.78MM | $146.65MM |
| Investing Cash Flow | $-942.75MM | $-180.88MM | $-1,601.10MM |
| Financing Cash Flow | $-2,876.95MM | $738.33MM | $-33.09MM |
| Earnings Per Share** | $9.31 | $9.08 | $10.13 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.