Consumers Bancorp, Inc.
General ticker "CBKM" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $63.5M (TTM average)
Consumers Bancorp, Inc. follows the US Stock Market performance with the rate: 49.0%.
Estimated limits based on current volatility of 0.3%: low 23.10$, high 23.24$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-25, amount 0.21$ (Y3.61%)
- Total employees count: 169 (-2.3%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Nonperforming assets, Liquidity and credit risks, Regulatory and compliance
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-06-30 to 2027-06-30
- 2025-06-30 to 2026-06-30 estimated range: [18.08$, 24.34$]
- 2026-06-30 to 2027-06-30 estimated range: [17.76$, 24.35$]
Financial Metrics affecting the CBKM estimates:
- Positive: with PPE of 7.2 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 18.15
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.33
- Negative: Shareholder equity ratio, % of 6.55 <= 18.93
- Positive: Industry earnings per price (median), % of 6.48 > 4.43
- Positive: 6.82 < Operating cash flow per share per price, % of 12.66
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term CBKM quotes
Long-term CBKM plot with estimates
Financial data
| YTD | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating Revenue | $44.35MM | $52.67MM | $56.88MM |
| Operating Expenses | $31.43MM | $42.24MM | $46.56MM |
| Operating Income | $12.92MM | $10.43MM | $10.32MM |
| Interest Expense | $7.22MM | $17.23MM | $18.94MM |
| Income(Loss) | $12.92MM | $10.43MM | $10.32MM |
| Taxes | $2.25MM | $1.84MM | $1.66MM |
| Profit(Loss)* | $10.67MM | $8.58MM | $8.67MM |
| Stockholders Equity | $55.48MM | $63.69MM | $76.27MM |
| Assets | $1,060.02MM | $1,097.09MM | $1,165.01MM |
| Operating Cash Flow | $13.32MM | $9.38MM | $7.93MM |
| Capital expenditure | $1.82MM | $0.98MM | $3.07MM |
| Investing Cash Flow | $-92.22MM | $-30.45MM | $-61.70MM |
| Financing Cash Flow | $69.71MM | $27.04MM | $55.95MM |
| Earnings Per Share** | $3.45 | $2.76 | $2.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.