Carver Bancorp, Inc.
General ticker "CARV" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $10.1M (TTM average)
Carver Bancorp, Inc. follows the US Stock Market performance with the rate: 13.2%.
Estimated limits based on current volatility of 8.9%: low 1.49$, high 1.78$
Factors to consider:
- Total employees count: 110 as of 2023
- Top business risk factors: Pandemic risks, Commercial loan risks, Liquidity and credit risks, Market volatility, LIBOR transition
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-03-31 to 2027-03-31
- 2025-03-31 to 2026-03-31 estimated range: [1.17$, 2.37$]
- 2026-03-31 to 2027-03-31 estimated range: [1.39$, 2.70$]
Financial Metrics affecting the CARV estimates:
- Positive: with PPE of -0.5 at the end of fiscal year the price was low
- Negative: negative Operating income
- Negative: Operating cash flow per share per price, % of -172.41 <= 0.07
- Positive: Investing cash flow per share per price, % of 206.19 > -0.65
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of -1.85
- Positive: Industry operating profit margin (median), % of 20.96 > 9.67
- Positive: Industry operating cash flow per share per price (median), % of 10.72 > 10.31
- Negative: Shareholder equity ratio, % of 4.05 <= 19.49
Short-term CARV quotes
Long-term CARV plot with estimates
Financial data
| YTD | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating Revenue | $31.30MM | $40.74MM | $37.37MM |
| Operating Expenses | $35.70MM | $43.72MM | $51.11MM |
| Operating Income | $-4.40MM | $-2.98MM | $-13.74MM |
| Interest Expense | $4.91MM | $11.46MM | $15.13MM |
| Income(Loss) | $-4.40MM | $-2.98MM | $-13.74MM |
| Profit(Loss)* | $-4.40MM | $-2.98MM | $-13.74MM |
| Stockholders Equity | $45.22MM | $42.31MM | $29.58MM |
| Assets | $723.22MM | $756.80MM | $729.99MM |
| Operating Cash Flow | $-10.51MM | $-6.57MM | $-12.61MM |
| Capital expenditure | $0.23MM | $0.36MM | $0.33MM |
| Investing Cash Flow | $-15.26MM | $-20.05MM | $15.08MM |
| Financing Cash Flow | $7.31MM | $43.10MM | $-11.18MM |
| Earnings Per Share** | $-1.03 | $-0.61 | $-2.65 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.