Carver Bancorp, Inc.
General ticker "CARV" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $10.0M (TTM average)
Carver Bancorp, Inc. does not follow the US Stock Market performance with the rate: -19.4%.
Estimated limits based on current volatility of 2.9%: low 1.37$, high 1.46$
Factors to consider:
- Total employees count: 109 (-3.5%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate default risk, Geographic concentration, Economic downturns and volatility, Liquidity and credit risks, Interest rate risk
- Price in estimated range
- Earnings for 15 months up through Q1 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-03-31 to 2027-03-31
- 2025-03-31 to 2026-03-31 estimated range: [1.17$, 2.30$]
- 2026-03-31 to 2027-03-31 estimated range: [1.36$, 2.57$]
Financial Metrics affecting the CARV estimates:
- Positive: with PPE of -0.5 at the end of fiscal year the price was neutral
- Negative: negative Operating cash flow
- Negative: negative Operating income
- Positive: Investing cash flow per share per price, % of 206.19 > -0.60
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of -1.85
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.32
- Positive: Industry operating profit margin (median), % of 23.68 > 9.66
Short-term CARV quotes
Long-term CARV plot with estimates
Financial data
| YTD | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|
| Operating Revenue | $29.28MM | $22.24MM | $40.66MM |
| Operating Expenses | $32.26MM | $35.98MM | $47.50MM |
| Operating Income | $-2.98MM | $-13.74MM | $-6.84MM |
| Interest Expense | $11.46MM | $15.13MM | $13.35MM |
| Income(Loss) | $-2.98MM | $-13.74MM | $-6.84MM |
| Net Income(Loss)* | $-2.98MM | $-13.74MM | $-6.84MM |
| Stockholders Equity | $42.31MM | $29.58MM | $24.68MM |
| Assets | $756.80MM | $729.99MM | $671.20MM |
| Operating Cash Flow | $-6.57MM | $-12.61MM | $-1.06MM |
| Capital expenditure | $0.36MM | $0.33MM | $0.36MM |
| Investing Cash Flow | $-20.05MM | $15.08MM | $53.21MM |
| Financing Cash Flow | $43.10MM | $-11.18MM | $-56.20MM |
| Earnings Per Share** | $-0.61 | $-2.65 | $-1.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.