BPER Banca S.p.A. (ADR)

Factors to consider:

• Company pays dividends (irregularly): last record date 2026-05-19, amount 0.89$ (Y2.70%)
• Earnings for 3 months up through Q1 are close to our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2025-12-31 to 2027-12-31

• 2025-12-31 to 2026-12-31 estimated range: [21.30$, 28.31$]
• 2026-12-31 to 2027-12-31 estimated range: [22.06$, 29.66$]

Financial Metrics affecting the BPXXY estimates:

• Positive: with PPE of 10.3 at the end of fiscal year the price was neutral
• Positive: Operating cash flow per share per price, % of 14.40 > 12.90
• Positive: Operating profit margin, % of 31.34 > 18.39
• Negative: Shareholder equity ratio, % of 8.19 <= 19.24
• Positive: Industry earnings per price (median), % of 7.25 > 4.45
• Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.85
• Positive: Inventory ratio change, % of 0 <= 0
• Positive: Investing cash flow per share per price, % of 4.77 > -0.60
• Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39