BPER Banca S.p.A. (ADR)

Factors to consider:

• Company pays dividends (irregularly): last record date 2025-11-28, amount 0.12$ (Y0.46%)
• Earnings for 6 months up through Q2 exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

• 2024-12-31 to 2025-12-31 estimated range: [10.49$, 14.05$]
• 2025-12-31 to 2026-12-31 estimated range: [11.09$, 15.02$]

Financial Metrics affecting the BPXXY estimates:

• Positive: with PPE of 8.4 at the end of fiscal year the price was very low
• Positive: Operating profit margin, % of 26.94 > 18.64
• Negative: Operating cash flow per share per price, % of -32.55 <= 0.33
• Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
• Negative: Shareholder equity ratio, % of 8.08 <= 18.93
• Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.01
• Positive: Industry earnings per price (median), % of 6.49 > 4.43
• Negative: -0.15 < Industry inventory ratio change (median), % of 0
• Positive: -4.48 < Investing cash flow per share per price, % of -2.81
• Positive: Inventory ratio change, % of 0 <= 0